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Chambersburg, Pennsylvania Demographics & Population 2026

During the 2020–2024 ACS period, Chambersburg, Pennsylvania had a total population of 22,319, the 27th largest borough in Pennsylvania, with a median household income of $56,576, which is 27% lower than the state average. The poverty rate is 15.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Chambersburg Quick Facts

Population 22,319
Median Household Income $56,576
Median Home Value $215,000
Poverty Rate 15.3%
Unemployment Rate 7.8%
Median Age 39.6 years
Homeownership Rate 42.7%
Affordability Ratio 3.8x
Bachelor's Degree or Higher 27.3%
High School Graduation Rate 91.0%
Diversity Index 51/100
Population 22,319 27th of 1,991
Median Income $56,576 bottom 30%
Poverty Rate 15.3% 23% higher than national
Median Home Value $215,000 above average

How Chambersburg Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population22,05122,319+1.2%
Median household income$56,177$56,576+0.7%
Median home value$196,200$215,000+9.6%

How Chambersburg Compares

Economy & Housing

Household Income Distribution

Under $25K 19.2%
$25K-$50K 26.2%
$50K-$100K 35.4%
$100K+ 19.3%
Detailed income brackets
Under $10K
5.8%
$10K-$15K
4.6%
$15K-$20K
4.6%
$20K-$25K
4.2%
$25K-$30K
3.5%
$30K-$35K
4.5%
$35K-$40K
5.5%
$40K-$45K
4.2%
$45K-$50K
8.5%
$50K-$60K
7.0%
$60K-$75K
13.2%
$75K-$100K
15.2%
$100K-$125K
4.3%
$125K-$150K
3.3%
$150K-$200K
6.5%
$200K+
5.2%

Employment

7.8% Unemployment Rate State: 5.3%|National: 5.2%
60.7% Labor Force Participation

Housing Overview

Owner 42.7%
Renter 57.3%
Affordability Index Affordable
3.8x home value to income ratio
Median gross rent $1,099/mo 23.3% of median household income annually

People & Demographics

Diversity Index

51out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 45 | National average: 61

Education

Chambersburg Rankings in Pennsylvania

#27 Population of 1,991
#1344 Median Income of 1,854
#705 Education of 1,987
#643 Home Value of 1,871

Other Cities in Franklin County

CityPopulationMedian IncomePovertyHome Value
Waynesboro 11,047 $66,956 10.2% $188,600
Greencastle 4,222 $77,419 6.9% $264,500
Guilford 3,919 $123,962 1.6% $278,100
Wayne Heights 3,293 $83,700 4.5% $250,100
State Line 3,111 $85,913 7.8% $289,800
Fayetteville 2,593 $58,819 4.3% $194,900
Mercersburg 1,725 $66,114 10.4% $210,700
Mont Alto 1,632 $80,556 10.0% $191,600
Scotland 1,492 $70,096 14.9% $214,000
Pen Mar 1,171 $117,825 1.1% $270,300

Cities Similar to Chambersburg

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Carlisle21,852$61,720$224,10037.9%15.1%
Pottstown23,476$60,828$195,40021.1%17.5%
New Castle21,579$42,219$77,40016.3%28.0%
Baldwin21,057$80,983$208,40033.3%9.5%
West Chester20,666$78,385$490,70059.1%20.4%

Population Overview

Chambersburg is a small city located in Pennsylvania, within Franklin County. The total population is 22,319. It ranks as the 27th most populous out of 1,991 Census-designated places in Pennsylvania.

Age Demographics

The median age in Chambersburg is 39.6 years. This is 3% lower than the state median of 40.9 years.

Economy, Income & Housing

The median household income in Chambersburg is $56,576. This is 27% lower than the state median of $77,971. It is also 30% lower than the national median of $80,734. The poverty rate stands at 15.3%. This is 30% higher than the state poverty rate of 11.7%. The unemployment rate is 7.8%. This is 47% higher than the state rate of 5.3%. The median home value is $215,000. Housing costs are 16% lower than the state median of $254,500. The home-value-to-income ratio is 3.8x. 42.7% of occupied housing units are owner-occupied. This homeownership rate is 38% lower than the state average of 69.3%.

Race & Ethnicity

The largest racial or ethnic group in Chambersburg is White (non-Hispanic), making up 65.5% of the population. Hispanic or Latino residents account for 22.6%. The Hispanic or Latino population is significantly higher than the state average (22.6% vs 8.7%). The Asian population (0.8%) is well below the state average of 3.8%.

Education

27.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 22% lower than the state rate of 35.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.0%.

Data Sources & Methodology

All demographic data for Chambersburg, Pennsylvania is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Pennsylvania state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,991 Census-designated places in Pennsylvania. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Chambersburg, Pennsylvania?

Chambersburg, Pennsylvania has a population of 22,319 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chambersburg, PA?

The median household income in Chambersburg is $56,576, which is 30% lower than the national median of $80,734.

What is the poverty rate in Chambersburg, PA?

The poverty rate in Chambersburg is 15.3%. This means approximately 3,285 residents live below the federal poverty line.

What is the racial makeup of Chambersburg, Pennsylvania?

Chambersburg's population is 65.5% White, 7.0% Black, 22.6% Hispanic/Latino, and 0.8% Asian.

What is the median home value in Chambersburg, PA?

The median home value in Chambersburg is $215,000. The home-value-to-income ratio is 3.8x.

How educated is Chambersburg, Pennsylvania?

27.3% of adults (25+) in Chambersburg hold a bachelor's degree or higher, and 11.9% hold a graduate or professional degree.