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Mercersburg, Pennsylvania Demographics & Population 2026

During the 2020–2024 ACS period, Mercersburg, Pennsylvania had a total population of 1,725, the 722nd largest borough in Pennsylvania, with a median household income of $66,114, which is 15% lower than the state average. The poverty rate is 10.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Mercersburg Quick Facts

Population 1,725
Median Household Income $66,114
Median Home Value $210,700
Poverty Rate 10.4%
Unemployment Rate 4.8%
Median Age 45.5 years
Homeownership Rate 58.2%
Affordability Ratio 3.2x
Bachelor's Degree or Higher 22.4%
High School Graduation Rate 91.3%
Diversity Index 26/100
Population 1,725 722nd of 1,991
Median Income $66,114 average
Poverty Rate 10.4% 16% lower than national
Median Home Value $210,700 above average

How Mercersburg Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,9401,725-11.1%
Median household income$69,583$66,114-5.0%
Median home value$210,400$210,700+0.1%

How Mercersburg Compares

Economy & Housing

Household Income Distribution

Under $25K 15.6%
$25K-$50K 21.8%
$50K-$100K 34.6%
$100K+ 28.0%
Detailed income brackets
Under $10K
6.3%
$10K-$15K
2.3%
$15K-$20K
4.7%
$20K-$25K
2.3%
$25K-$30K
2.2%
$30K-$35K
6.8%
$35K-$40K
2.8%
$40K-$45K
6.1%
$45K-$50K
4.0%
$50K-$60K
8.1%
$60K-$75K
11.1%
$75K-$100K
15.4%
$100K-$125K
10.6%
$125K-$150K
5.2%
$150K-$200K
7.8%
$200K+
4.3%

Employment

4.8% Unemployment Rate State: 5.3%|National: 5.2%
66.0% Labor Force Participation

Housing Overview

Owner 58.2%
Renter 41.8%
Affordability Index Affordable
3.2x home value to income ratio
Median gross rent $804/mo 14.6% of median household income annually

People & Demographics

Diversity Index

26out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Mercersburg Rankings in Pennsylvania

#722 Population of 1,991
#1031 Median Income of 1,854
#954 Education of 1,987
#676 Home Value of 1,871

Other Cities in Franklin County

CityPopulationMedian IncomePovertyHome Value
Chambersburg 22,319 $56,576 15.3% $215,000
Waynesboro 11,047 $66,956 10.2% $188,600
Greencastle 4,222 $77,419 6.9% $264,500
Guilford 3,919 $123,962 1.6% $278,100
Wayne Heights 3,293 $83,700 4.5% $250,100
State Line 3,111 $85,913 7.8% $289,800
Fayetteville 2,593 $58,819 4.3% $194,900
Mont Alto 1,632 $80,556 10.0% $191,600
Scotland 1,492 $70,096 14.9% $214,000
Pen Mar 1,171 $117,825 1.1% $270,300

Cities Similar to Mercersburg

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Burnham1,744$67,656$141,20015.1%8.6%
Blossburg1,739$68,791$157,20025.2%13.3%
Shamokin Dam1,708$69,063$197,20021.7%5.6%
Homer City1,778$65,129$119,40029.8%8.0%
Martinsburg1,741$71,307$157,20029.3%8.5%

Population Overview

Mercersburg is a small community located in Pennsylvania, within Franklin County. The total population is 1,725. It ranks as the 722nd most populous out of 1,991 Census-designated places in Pennsylvania.

Age Demographics

The median age in Mercersburg is 45.5 years. This is 11% higher than the state median of 40.9 years. 12.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Mercersburg is $66,114. This is 15% lower than the state median of $77,971. It is also 18% lower than the national median of $80,734. The poverty rate stands at 10.4%. This is 11% lower than the state poverty rate of 11.7%. The unemployment rate is 4.8%. This is 9% lower than the state rate of 5.3%. The median home value is $210,700. Housing costs are 17% lower than the state median of $254,500. The home-value-to-income ratio is 3.2x. 58.2% of occupied housing units are owner-occupied. This homeownership rate is 16% lower than the state average of 69.3%.

Race & Ethnicity

Mercersburg has a predominantly White (non-Hispanic) population, comprising 85.9% of all residents. Hispanic or Latino residents account for 6.0%. The Black or African American population (3.6%) is well below the state average of 10.3%. The Asian population (0.9%) is well below the state average of 3.8%.

Education

22.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 36% lower than the state rate of 35.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.3%.

Data Sources & Methodology

All demographic data for Mercersburg, Pennsylvania is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Pennsylvania state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,991 Census-designated places in Pennsylvania. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Mercersburg, Pennsylvania?

Mercersburg, Pennsylvania has a population of 1,725 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Mercersburg, PA?

The median household income in Mercersburg is $66,114, which is 18% lower than the national median of $80,734.

What is the poverty rate in Mercersburg, PA?

The poverty rate in Mercersburg is 10.4%. This means approximately 174 residents live below the federal poverty line.

What is the racial makeup of Mercersburg, Pennsylvania?

Mercersburg's population is 85.9% White, 3.6% Black, 6.0% Hispanic/Latino, and 0.9% Asian.

What is the median home value in Mercersburg, PA?

The median home value in Mercersburg is $210,700. The home-value-to-income ratio is 3.2x.

How educated is Mercersburg, Pennsylvania?

22.4% of adults (25+) in Mercersburg hold a bachelor's degree or higher, and 10.7% hold a graduate or professional degree.