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McKinney city, Texas Demographics & Population 2026

As of 2026, McKinney city, Texas has a total population of 202,314, the 15th largest city in Texas, with a median household income of $120,273, which is 58% higher than the state average. The poverty rate is 6.1%.

Key Takeaways

McKinney city Quick Facts

Population 202,314
Median Household Income $120,273
Median Home Value $439,500
Poverty Rate 6.1%
Unemployment Rate 3.5%
Median Age 36.7 years
Homeownership Rate 63.3%
Affordability Ratio 3.7x
Bachelor's Degree or Higher 52.6%
High School Graduation Rate 95.0%
Diversity Index 65/100
Population 202,314 15th of 1,800
Median Income $120,273 top 10%
Poverty Rate 6.1% 51% lower national
Median Home Value $439,500 top 10%

How McKinney city Compares

Economy & Housing

Employment

3.5% Unemployment Rate State: 5.1% | National: 5.2%
71.4% Labor Force Participation

Housing Overview

Owner 63.3%
Renter 36.7%
Affordability Index Affordable
3.7x home value to income ratio

People & Demographics

Diversity Index

65out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 67 | National average: 60

Education

McKinney city Rankings in Texas

#15 Population of 1,800
#141 Median Income of 1,800
#123 Education of 1,800
#117 Home Value of 1,800

Cities Similar to McKinney city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Frisco city210,238$146,158$595,40066.0%3.5%
Grand Prairie city198,564$78,889$272,20029.0%12.0%
Amarillo city200,945$62,469$186,80025.1%15.8%
Plano city287,339$108,649$440,60059.2%7.1%
Garland city245,298$74,717$248,90025.0%12.3%

Population Overview

McKinney city is a major urban center located in Texas. The total population is 202,314. It ranks as the 15th most populous out of 1,800 cities and towns in Texas.

Age Demographics

The median age in McKinney city is 36.7 years. This is 3% higher than the state median of 35.5 years.

Economy, Income & Housing

The median household income in McKinney city is $120,273. This is 58% higher than the state median of $76,292. Compared to the national median of $78,538, household income here is 53% higher. The poverty rate stands at 6.1%. This is 56% lower than the state poverty rate of 13.8%. The unemployment rate is 3.5%. This is 33% lower than the state rate of 5.1%. The median home value is $439,500. Housing costs are 69% higher than the state median of $260,400. The home-value-to-income ratio is 3.7x. 63.3% of occupied housing units are owner-occupied. This homeownership rate is 1% higher than the state average of 62.6%.

Race & Ethnicity

The largest racial or ethnic group in McKinney city is White (non-Hispanic), making up 53.4% of the population. Hispanic or Latino residents account for 17.0%. The Hispanic or Latino population (17.0%) is well below the state average of 39.5%. The Asian population is significantly higher than the state average (12.9% vs 5.3%).

Education

52.6% of residents aged 25 and older hold a bachelor's degree or higher. This places McKinney city in the top 10% of all cities in the state for educational attainment. This is 59% higher than the state rate of 33.1%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.0%. Notably, 18.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for McKinney city, Texas is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Texas state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,800 Census-designated places in Texas. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of McKinney city, Texas?

McKinney city, Texas has a population of 202,314 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in McKinney city, TX?

The median household income in McKinney city is $120,273, which is 53% higher the national median of $78,538.

What is the poverty rate in McKinney city, TX?

The poverty rate in McKinney city is 6.1%. This means approximately 12,155 residents live below the federal poverty line.

What is the racial makeup of McKinney city, Texas?

McKinney city's population is 53.4% White, 12.1% Black, 17.0% Hispanic/Latino, and 12.9% Asian.

What is the median home value in McKinney city, TX?

The median home value in McKinney city is $439,500. The home-value-to-income ratio is 3.7x.

How educated is McKinney city, Texas?

52.6% of adults (25+) in McKinney city hold a bachelor's degree or higher, and 18.4% hold a graduate or professional degree.