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Lake San Marcos, California Demographics & Population 2026

Expensive MarketHome value to income ratio of 10.2x indicates a costly housing market

During the 2020–2024 ACS period, Lake San Marcos, California had a total population of 4,693, the 677th largest community in California, with a median household income of $89,851, which is 9% lower than the state average. The poverty rate is 6.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Lake San Marcos Quick Facts

Population 4,693
Median Household Income $89,851
Median Home Value $917,000
Poverty Rate 6.0%
Unemployment Rate 4.1%
Median Age 63.0 years
Homeownership Rate 79.0%
Affordability Ratio 10.2x
Bachelor's Degree or Higher 35.6%
High School Graduation Rate 85.4%
Diversity Index 51/100
Population 4,693 677th of 1,570
Median Income $89,851 average
Poverty Rate 6.0% 52% lower than national
Median Home Value $917,000 top 30%

How Lake San Marcos Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,9964,693-6.1%
Median household income$100,676$89,851-10.8%
Median home value$859,600$917,000+6.7%

How Lake San Marcos Compares

Economy & Housing

Household Income Distribution

Under $25K 7.3%
$25K-$50K 15.8%
$50K-$100K 29.2%
$100K+ 47.7%
Detailed income brackets
Under $10K
3.8%
$10K-$15K
1.2%
$15K-$20K
0.4%
$20K-$25K
1.9%
$25K-$30K
5.0%
$30K-$35K
2.8%
$35K-$40K
3.5%
$40K-$45K
2.3%
$45K-$50K
2.1%
$50K-$60K
5.5%
$60K-$75K
11.0%
$75K-$100K
12.8%
$100K-$125K
14.0%
$125K-$150K
9.8%
$150K-$200K
6.3%
$200K+
17.5%

Employment

4.1% Unemployment Rate State: 6.6%|National: 5.2%
46.2% Labor Force Participation

Housing Overview

Owner 79.0%
Renter 21.0%
Affordability Index Very Expensive
10.2x home value to income ratio
Median gross rent $2,585/mo 34.5% of median household income annually

People & Demographics

Diversity Index

51out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 70 | National average: 61

Education

Lake San Marcos Rankings in California

#677 Population of 1,570
#681 Median Income of 1,375
#561 Education of 1,570
#309 Home Value of 1,376

Other Cities in San Diego County

CityPopulationMedian IncomePovertyHome Value
San Diego 1,389,526 $108,077 11.0% $906,700
Chula Vista 276,375 $108,032 8.8% $758,700
Oceanside 172,242 $97,737 8.3% $770,300
Escondido 149,668 $91,967 12.2% $714,500
Carlsbad 114,373 $142,748 6.9% $1,257,000
El Cajon 104,449 $67,511 20.5% $681,700
Vista 99,114 $94,975 10.5% $762,400
San Marcos 94,882 $109,377 9.2% $868,000
Encinitas 61,480 $162,229 7.4% $1,646,800
La Mesa 60,797 $95,028 11.5% $812,000

Cities Similar to Lake San Marcos

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Elverta4,769$91,168$453,10013.9%8.0%
Bella Vista4,511$90,566$464,30026.8%6.0%
Lake Wildwood4,792$85,771$551,80045.7%8.2%
Boulder Creek4,632$84,156$849,90040.2%7.1%
Greenacres4,906$91,528$351,80018.2%4.1%

Population Overview

Lake San Marcos is a small community located in California, within San Diego County. The total population is 4,693. It ranks as the 677th most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in Lake San Marcos is 63.0 years. This is 66% higher than the state median of 37.9 years. Only 8.3% of residents are under 18, indicating fewer families with children. 26.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Lake San Marcos is $89,851. This is 9% lower than the state median of $99,122. It is also 11% higher than the national median of $80,734. The poverty rate stands at 6.0%. This is 50% lower than the state poverty rate of 12.0%. The unemployment rate is 4.1%. This is 38% lower than the state rate of 6.6%. The median home value is $917,000. Housing costs are 25% higher than the state median of $734,700. The home-value-to-income ratio of 10.2x suggests that housing affordability is a significant concern for many residents. 79.0% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in Lake San Marcos is White (non-Hispanic), making up 66.1% of the population. Hispanic or Latino residents account for 22.3%. The White (non-Hispanic) population is significantly higher than the state average (66.1% vs 33.8%). The Black or African American population (0.4%) is well below the state average of 5.2%. The Asian population (5.2%) is well below the state average of 15.3%.

Education

35.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 4% lower than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.4%.

Data Sources & Methodology

All demographic data for Lake San Marcos, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Lake San Marcos, California?

Lake San Marcos, California has a population of 4,693 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lake San Marcos, CA?

The median household income in Lake San Marcos is $89,851, which is 11% higher than the national median of $80,734.

What is the poverty rate in Lake San Marcos, CA?

The poverty rate in Lake San Marcos is 6.0%. This means approximately 271 residents live below the federal poverty line.

What is the racial makeup of Lake San Marcos, California?

Lake San Marcos's population is 66.1% White, 0.4% Black, 22.3% Hispanic/Latino, and 5.2% Asian.

What is the median home value in Lake San Marcos, CA?

The median home value in Lake San Marcos is $917,000. The home-value-to-income ratio is 10.2x.

How educated is Lake San Marcos, California?

35.6% of adults (25+) in Lake San Marcos hold a bachelor's degree or higher, and 14.2% hold a graduate or professional degree.