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Boulder Creek, California Demographics & Population 2026

Expensive MarketHome value to income ratio of 10.1x indicates a costly housing market

During the 2020–2024 ACS period, Boulder Creek, California had a total population of 4,632, the 680th largest community in California, with a median household income of $84,156, which is 15% lower than the state average. The poverty rate is 7.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Boulder Creek Quick Facts

Population 4,632
Median Household Income $84,156
Median Home Value $849,900
Poverty Rate 7.1%
Unemployment Rate 12.1%
Median Age 47.9 years
Homeownership Rate 76.5%
Affordability Ratio 10.1x
Bachelor's Degree or Higher 40.2%
High School Graduation Rate 96.3%
Diversity Index 33/100
Population 4,632 680th of 1,570
Median Income $84,156 average
Poverty Rate 7.1% 43% lower than national
Median Home Value $849,900 top 30%

How Boulder Creek Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population5,3534,632-13.5%
Median household income$106,842$84,156-21.2%
Median home value$785,200$849,900+8.2%

How Boulder Creek Compares

Economy & Housing

Household Income Distribution

Under $25K 5.4%
$25K-$50K 19.3%
$50K-$100K 31.3%
$100K+ 44.1%
Detailed income brackets
Under $10K
4.6%
$10K-$15K
0.8%
$15K-$20K
0.0%
$20K-$25K
0.0%
$25K-$30K
7.6%
$30K-$35K
2.2%
$35K-$40K
6.2%
$40K-$45K
3.2%
$45K-$50K
0.0%
$50K-$60K
5.9%
$60K-$75K
15.7%
$75K-$100K
9.7%
$100K-$125K
10.5%
$125K-$150K
4.7%
$150K-$200K
8.4%
$200K+
20.5%

Employment

12.1% Unemployment Rate State: 6.6%|National: 5.2%
54.2% Labor Force Participation

Housing Overview

Owner 76.5%
Renter 23.5%
Affordability Index Very Expensive
10.1x home value to income ratio
Median gross rent $1,907/mo 27.2% of median household income annually

People & Demographics

Diversity Index

33out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 70 | National average: 61

Education

Boulder Creek Rankings in California

#680 Population of 1,570
#764 Median Income of 1,375
#466 Education of 1,570
#359 Home Value of 1,376

Other Cities in Santa Cruz County

CityPopulationMedian IncomePovertyHome Value
Santa Cruz 61,607 $115,475 17.0% $1,209,000
Watsonville 51,712 $78,393 14.7% $686,000
Live Oak 16,911 $103,674 12.9% $1,015,200
Scotts Valley 12,044 $143,750 5.9% $1,105,700
Soquel 10,679 $118,777 9.7% $957,300
Capitola 9,689 $102,976 12.9% $783,000
Rio del Mar 9,201 $159,929 2.3% $1,338,100
Interlaken 8,068 $109,150 14.9% $831,000
Ben Lomond 6,858 $130,041 4.9% $960,700
Aptos 6,404 $134,048 5.9% $1,093,300

Cities Similar to Boulder Creek

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Lake Wildwood4,792$85,771$551,80045.7%8.2%
Lake San Marcos4,693$89,851$917,00035.6%6.0%
Winchester4,555$79,250$493,50014.8%10.3%
Bella Vista4,511$90,566$464,30026.8%6.0%
Sonora4,919$82,690$422,30033.2%16.9%

Population Overview

Boulder Creek is a small community located in California, within Santa Cruz County. The total population is 4,632. It ranks as the 680th most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in Boulder Creek is 47.9 years. This is 26% higher than the state median of 37.9 years. Only 10.7% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Boulder Creek is $84,156. This is 15% lower than the state median of $99,122. It is also 4% higher than the national median of $80,734. The poverty rate stands at 7.1%. This is 41% lower than the state poverty rate of 12.0%. The unemployment rate is 12.1%. This is 82% higher than the state rate of 6.6%. The median home value is $849,900. Housing costs are 16% higher than the state median of $734,700. The home-value-to-income ratio of 10.1x suggests that housing affordability is a significant concern for many residents. 76.5% of occupied housing units are owner-occupied. This homeownership rate is 37% higher than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in Boulder Creek is White (non-Hispanic), making up 80.9% of the population. Hispanic or Latino residents account for 8.8%. The White (non-Hispanic) population is significantly higher than the state average (80.9% vs 33.8%). The Black or African American population (0.8%) is well below the state average of 5.2%. The Hispanic or Latino population (8.8%) is well below the state average of 40.2%. The Asian population (1.7%) is well below the state average of 15.3%.

Education

40.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 8% higher than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.3%.

Data Sources & Methodology

All demographic data for Boulder Creek, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Boulder Creek, California?

Boulder Creek, California has a population of 4,632 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Boulder Creek, CA?

The median household income in Boulder Creek is $84,156, which is 4% higher than the national median of $80,734.

What is the poverty rate in Boulder Creek, CA?

The poverty rate in Boulder Creek is 7.1%. This means approximately 328 residents live below the federal poverty line.

What is the racial makeup of Boulder Creek, California?

Boulder Creek's population is 80.9% White, 0.8% Black, 8.8% Hispanic/Latino, and 1.7% Asian.

What is the median home value in Boulder Creek, CA?

The median home value in Boulder Creek is $849,900. The home-value-to-income ratio is 10.1x.

How educated is Boulder Creek, California?

40.2% of adults (25+) in Boulder Creek hold a bachelor's degree or higher, and 13.0% hold a graduate or professional degree.