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Mary Esther, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Mary Esther, Florida had a total population of 4,061, the 531st largest city in Florida, with a median household income of $76,890, which is 3% higher than the state average. The poverty rate is 6.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Mary Esther Quick Facts

Population 4,061
Median Household Income $76,890
Median Home Value $298,900
Poverty Rate 6.3%
Unemployment Rate 5.6%
Median Age 39.8 years
Homeownership Rate 69.8%
Affordability Ratio 3.9x
Bachelor's Degree or Higher 30.5%
High School Graduation Rate 96.5%
Diversity Index 41/100
Population 4,061 531st of 955
Median Income $76,890 average
Poverty Rate 6.3% 50% lower than national
Median Home Value $298,900 average

How Mary Esther Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,0344,061+0.7%
Median household income$76,510$76,890+0.5%
Median home value$255,300$298,900+17.1%

How Mary Esther Compares

Economy & Housing

Household Income Distribution

Under $25K 10.5%
$25K-$50K 10.2%
$50K-$100K 41.9%
$100K+ 37.4%
Detailed income brackets
Under $10K
3.1%
$10K-$15K
2.8%
$15K-$20K
4.0%
$20K-$25K
0.5%
$25K-$30K
2.0%
$30K-$35K
2.0%
$35K-$40K
5.2%
$40K-$45K
0.0%
$45K-$50K
1.1%
$50K-$60K
15.6%
$60K-$75K
9.9%
$75K-$100K
16.4%
$100K-$125K
11.5%
$125K-$150K
10.5%
$150K-$200K
6.5%
$200K+
8.8%

Employment

5.6% Unemployment Rate State: 4.8%|National: 5.2%
60.9% Labor Force Participation

Housing Overview

Owner 69.8%
Renter 30.2%
Affordability Index Affordable
3.9x home value to income ratio
Median gross rent $1,699/mo 26.5% of median household income annually

People & Demographics

Diversity Index

41out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Mary Esther Rankings in Florida

#531 Population of 955
#381 Median Income of 911
#442 Education of 955
#523 Home Value of 901

Other Cities in Okaloosa County

CityPopulationMedian IncomePovertyHome Value
Crestview 28,773 $65,480 11.2% $277,900
Wright 27,927 $70,195 16.7% $306,100
Fort Walton Beach 21,025 $68,538 13.3% $321,800
Niceville 16,544 $102,409 10.3% $423,500
Destin 14,077 $89,011 7.4% $490,300
Lake Lorraine 6,903 $104,105 6.6% $434,500
Ocean City 5,941 $59,039 9.2% $303,900
Valparaiso 4,885 $90,110 3.4% $394,700
Hurlburt Field 2,951 $61,731 1.3% N/A
Eglin AFB 2,778 $84,167 2.7% N/A

Cities Similar to Mary Esther

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Madeira Beach3,953$75,781$722,80049.3%5.5%
North Brooksville4,227$78,458$209,50016.8%14.7%
Laguna Beach3,830$76,607$438,10038.7%5.5%
Flagler Estates4,321$75,957$213,3009.7%11.4%
Lower Grand Lagoon4,287$74,044$397,20035.9%15.3%

Population Overview

Mary Esther is a small community located in Florida, within Okaloosa County. The total population is 4,061. It ranks as the 531st most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Mary Esther is 39.8 years. This is 7% lower than the state median of 42.6 years. 11.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Mary Esther is $76,890. This is 3% higher than the state median of $74,568. It is also 5% lower than the national median of $80,734. The poverty rate stands at 6.3%. This is 50% lower than the state poverty rate of 12.6%. The unemployment rate is 5.6%. This is 17% higher than the state rate of 4.8%. The median home value is $298,900. Housing costs are 17% lower than the state median of $359,000. The home-value-to-income ratio is 3.9x. 69.8% of occupied housing units are owner-occupied. This homeownership rate is 3% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Mary Esther is White (non-Hispanic), making up 76.1% of the population. Hispanic or Latino residents account for 7.4%. The White (non-Hispanic) population is significantly higher than the state average (76.1% vs 50.4%). The Black or African American population (5.7%) is well below the state average of 14.6%. The Hispanic or Latino population (7.4%) is well below the state average of 27.4%.

Education

30.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 11% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.5%.

Data Sources & Methodology

All demographic data for Mary Esther, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Mary Esther, Florida?

Mary Esther, Florida has a population of 4,061 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Mary Esther, FL?

The median household income in Mary Esther is $76,890, which is 5% lower than the national median of $80,734.

What is the poverty rate in Mary Esther, FL?

The poverty rate in Mary Esther is 6.3%. This means approximately 252 residents live below the federal poverty line.

What is the racial makeup of Mary Esther, Florida?

Mary Esther's population is 76.1% White, 5.7% Black, 7.4% Hispanic/Latino, and 3.4% Asian.

What is the median home value in Mary Esther, FL?

The median home value in Mary Esther is $298,900. The home-value-to-income ratio is 3.9x.

How educated is Mary Esther, Florida?

30.5% of adults (25+) in Mary Esther hold a bachelor's degree or higher, and 11.0% hold a graduate or professional degree.