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Madeira Beach, Florida Demographics & Population 2026

Expensive MarketHome value to income ratio of 9.5x indicates a costly housing market

During the 2020–2024 ACS period, Madeira Beach, Florida had a total population of 3,953, the 534th largest city in Florida, with a median household income of $75,781, which is 2% higher than the state average. The poverty rate is 5.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Madeira Beach Quick Facts

Population 3,953
Median Household Income $75,781
Median Home Value $722,800
Poverty Rate 5.5%
Unemployment Rate 2.6%
Median Age 58.9 years
Homeownership Rate 66.1%
Affordability Ratio 9.5x
Bachelor's Degree or Higher 49.3%
High School Graduation Rate 95.6%
Diversity Index 35/100
Population 3,953 534th of 955
Median Income $75,781 average
Poverty Rate 5.5% 56% lower than national
Median Home Value $722,800 top 10%

How Madeira Beach Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,9373,953+0.4%
Median household income$79,798$75,781-5.0%
Median home value$696,400$722,800+3.8%

How Madeira Beach Compares

Economy & Housing

Household Income Distribution

Under $25K 12.3%
$25K-$50K 24.2%
$50K-$100K 19.3%
$100K+ 44.2%
Detailed income brackets
Under $10K
3.0%
$10K-$15K
3.2%
$15K-$20K
3.1%
$20K-$25K
3.0%
$25K-$30K
2.7%
$30K-$35K
3.0%
$35K-$40K
2.3%
$40K-$45K
14.0%
$45K-$50K
2.3%
$50K-$60K
6.5%
$60K-$75K
6.6%
$75K-$100K
6.2%
$100K-$125K
7.3%
$125K-$150K
9.3%
$150K-$200K
7.9%
$200K+
19.7%

Employment

2.6% Unemployment Rate State: 4.8%|National: 5.2%
60.2% Labor Force Participation

Housing Overview

Owner 66.1%
Renter 33.9%
Affordability Index Very Expensive
9.5x home value to income ratio
Median gross rent $2,326/mo 36.8% of median household income annually

People & Demographics

Diversity Index

35out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Madeira Beach Rankings in Florida

#534 Population of 955
#395 Median Income of 911
#161 Education of 955
#68 Home Value of 901

Other Cities in Pinellas County

CityPopulationMedian IncomePovertyHome Value
St. Petersburg 262,732 $75,192 12.4% $371,100
Clearwater 117,247 $66,381 14.8% $361,300
Largo 82,617 $62,096 13.1% $229,100
Palm Harbor 61,512 $78,935 10.3% $405,300
Pinellas Park 53,560 $63,432 12.9% $278,900
Dunedin 36,062 $74,477 8.2% $396,000
East Lake 33,283 $99,333 6.2% $488,000
Tarpon Springs 25,791 $79,529 10.0% $340,700
Lealman 20,567 $45,308 15.6% $196,400
Seminole 19,396 $75,774 9.4% $348,500

Cities Similar to Madeira Beach

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Mary Esther4,061$76,890$298,90030.5%6.3%
Laguna Beach3,830$76,607$438,10038.7%5.5%
Cedar Grove3,802$74,625$176,10016.4%17.5%
Eagle Lake3,893$70,523$256,30018.5%9.5%
Umatilla3,854$71,077$227,60016.1%11.0%

Population Overview

Madeira Beach is a small community located in Florida, within Pinellas County. The total population is 3,953. It ranks as the 534th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Madeira Beach is 58.9 years. This is 38% higher than the state median of 42.6 years. Only 6.9% of residents are under 18, indicating fewer families with children. 11.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Madeira Beach is $75,781. This is 2% higher than the state median of $74,568. It is also 6% lower than the national median of $80,734. The poverty rate stands at 5.5%. This is 56% lower than the state poverty rate of 12.6%. The unemployment rate is 2.6%. This is 46% lower than the state rate of 4.8%. The median home value is $722,800. Housing costs are 101% higher than the state median of $359,000. The home-value-to-income ratio of 9.5x suggests that housing affordability is a significant concern for many residents. 66.1% of occupied housing units are owner-occupied. This homeownership rate is 2% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Madeira Beach is White (non-Hispanic), making up 79.6% of the population. Hispanic or Latino residents account for 6.8%. The White (non-Hispanic) population is significantly higher than the state average (79.6% vs 50.4%). The Black or African American population (1.3%) is well below the state average of 14.6%. The Hispanic or Latino population (6.8%) is well below the state average of 27.4%. The Asian population is significantly higher than the state average (6.7% vs 2.9%).

Education

49.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% higher than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.6%. Notably, 25.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Madeira Beach, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Madeira Beach, Florida?

Madeira Beach, Florida has a population of 3,953 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Madeira Beach, FL?

The median household income in Madeira Beach is $75,781, which is 6% lower than the national median of $80,734.

What is the poverty rate in Madeira Beach, FL?

The poverty rate in Madeira Beach is 5.5%. This means approximately 218 residents live below the federal poverty line.

What is the racial makeup of Madeira Beach, Florida?

Madeira Beach's population is 79.6% White, 1.3% Black, 6.8% Hispanic/Latino, and 6.7% Asian.

What is the median home value in Madeira Beach, FL?

The median home value in Madeira Beach is $722,800. The home-value-to-income ratio is 9.5x.

How educated is Madeira Beach, Florida?

49.3% of adults (25+) in Madeira Beach hold a bachelor's degree or higher, and 25.5% hold a graduate or professional degree.