Ocean City, Florida Demographics & Population 2026
Demographic data: ACS 2020–2024 five-year estimates. Sources and methodology
During the 2020–2024 ACS period, Ocean City, Florida had a total population of 5,941, the 440th largest community in Florida, with a median household income of $59,039, which is 21% lower than the state average. The poverty rate is 9.2%.
Ocean City Quick Facts
How Ocean City Changed
Change from the non-overlapping 2015–2019 ACS period to 2020–2024. Earlier dollar figures are adjusted to 2024 dollars; changes marked “no clear change” are within the combined 90% margins of error.
| Metric | 2015–2019 | 2020–2024 | Change |
|---|---|---|---|
| Population | 6,249 | 5,941 | No clear change (-4.9%) |
| Median household income | $58,225 | $59,039 | No clear change (+1.4%) |
| Median home value¹ | $215,128 | $303,900 | +41.3% |
| Median gross rent | $1,165 | $1,443 | +23.8% |
How Ocean City Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
- White: 65.3%
- Black: 5.3%
- Hispanic: 19.8%
- Asian: 2.8%
- Other: 0.0%
Diversity Index
Moderate diversity with one or two groups making up the majority.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
- < High School: 12.5%
- HS Diploma: 23.7%
- Some College: 24.9%
- Associate's: 12.4%
- Bachelor's: 19.0%
- Graduate+: 7.5%
Ocean City Rankings in Florida
Explore Florida Rankings
Other Cities in Okaloosa County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Crestview | 28,773 | $65,480 | 11.2% | $277,900 |
| Wright | 27,927 | $70,195 | 16.7% | $306,100 |
| Fort Walton Beach | 21,025 | $68,538 | 13.3% | $321,800 |
| Niceville | 16,544 | $102,409 | 10.3% | $423,500 |
| Destin | 14,077 | $89,011 | 7.4% | $490,300 |
| Lake Lorraine | 6,903 | $104,105 | 6.6% | $434,500 |
| Valparaiso | 4,885 | $90,110 | 3.4% | $394,700 |
| Mary Esther | 4,061 | $76,890 | 6.3% | $298,900 |
| Hurlburt Field | 2,951 | $61,731 | 1.3% | N/A |
| Eglin AFB | 2,778 | $84,167 | 2.7% | N/A |
Cities Similar to Ocean City
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Belleview | 5,805 | $57,813 | $210,200 | 23.1% | 16.8% |
| Rainbow Springs | 6,082 | $57,161 | $310,600 | 28.7% | 9.3% |
| Zephyrhills West | 5,980 | $51,992 | $90,800 | 14.4% | 11.9% |
| Fussels Corner | 5,682 | $56,091 | $92,100 | 16.6% | 16.8% |
| River Park | 5,714 | $55,437 | $244,000 | 21.2% | 6.7% |
Population Overview
Ocean City is a small city located in Florida, within Okaloosa County. The total population is 5,941. It ranks as the 440th most populous out of 955 Census-designated places in Florida.
Age Demographics
The median age in Ocean City is 37.6 years. This is 12% lower than the state median of 42.6 years.
Economy, Income & Housing
The median household income in Ocean City is $59,039. This is 21% lower than the state median of $74,568. It is also 27% lower than the national median of $80,734. The poverty rate stands at 9.2%. This is 27% lower than the state poverty rate of 12.6%. The unemployment rate is 4.4%. This is 10% lower than the state rate of 4.8%. The median home value is $303,900. Housing costs are 15% lower than the state median of $359,000. The home-value-to-income ratio is 5.1x. 57.7% of occupied housing units are owner-occupied. This homeownership rate is 15% lower than the state average of 67.6%.
Race & Ethnicity
The largest racial or ethnic group in Ocean City is White (non-Hispanic), making up 65.3% of the population. Hispanic or Latino residents account for 19.8%. The Black or African American population (5.3%) is well below the state average of 14.6%.
Education
26.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 22% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.5%.
Data Sources & Methodology
All demographic data for Ocean City, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Ocean City, Florida?
Ocean City, Florida has a population of 5,941 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Ocean City, FL?
The median household income in Ocean City is $59,039, which is 27% lower than the national median of $80,734.
What is the poverty rate in Ocean City, FL?
The poverty rate in Ocean City is 9.2%. This means approximately 548 residents live below the federal poverty line.
What is the racial makeup of Ocean City, Florida?
Ocean City's population is 65.3% White, 5.3% Black, 19.8% Hispanic/Latino, and 2.8% Asian.
What is the median home value in Ocean City, FL?
The median home value in Ocean City is $303,900. The home-value-to-income ratio is 5.1x.
How educated is Ocean City, Florida?
26.5% of adults (25+) in Ocean City hold a bachelor's degree or higher, and 7.5% hold a graduate or professional degree.