Okaloosa County, Florida Demographics 2026

Demographic data: ACS 2020–2024 five-year estimates. Sources and methodology

Okaloosa County, Florida has a population of 216,599, the 26th most populous county in Florida. The median household income is $81,998 and the median home value is $351,200. The poverty rate is 9.3%.

Okaloosa County Quick Facts

Population 216,599

Median Household Income $81,99890% MOE ±$2,764

Median Home Value $351,20090% MOE ±$6,014

Poverty Rate 9.3%90% MOE ±0.9 pts

Unemployment Rate 3.8%90% MOE ±0.5 pts

Median Age 37.4 years90% MOE ±0.3 years

Homeownership Rate 68.4%90% MOE ±0.9 pts

Affordability Ratio 4.3x

Bachelor's Degree+ 34.8%90% MOE ±1.3 pts

Adults 25+ with high school education or higher 93.3%

Cities/Places 14

Population 216,599 26th of 67

Median Income $81,998 10% higher than state

Poverty Rate 9.3%

Unemployment 3.8%

How Okaloosa County Changed

Change from the non-overlapping 2015–2019 ACS period to 2020–2024. Earlier dollar figures are adjusted to 2024 dollars; changes marked “no clear change” are within the combined 90% margins of error.

Metric	2015–2019	2020–2024	Change
Population	203,794	216,599	+6.3%
Median household income	$78,042	$81,998	+5.1%
Median home value¹	$269,648	$351,200	+30.2%
Median gross rent	$1,387	$1,612	+16.2%

¹ The Census Bureau changed its home-value inflation adjustment beginning with the 2022 ACS; interpret that comparison with additional caution.

Median Household Income

Okaloosa

$81,998

$74,568

National

$80,734

Median Home Value

Okaloosa

$351,200

$359,000

National

$332,700

Economy & Housing

Household Income Distribution

Under $25K 10.0%

$25K-$50K 17.4%

$50K-$100K 31.5%

$100K+ 41.1%

Detailed income brackets

Under $10K

3.2%

$10K-$15K

2.2%

$15K-$20K

2.1%

$20K-$25K

2.4%

$25K-$30K

2.3%

$30K-$35K

3.7%

$35K-$40K

3.6%

$40K-$45K

4.1%

$45K-$50K

3.7%

$50K-$60K

7.6%

$60K-$75K

11.1%

$75K-$100K

12.9%

$100K-$125K

11.9%

$125K-$150K

7.9%

$150K-$200K

9.6%

$200K+

11.6%

Employment

3.8% Unemployment Rate State: 4.8%|National: 5.2%

64.9% Labor Force Participation

Housing Overview

Owner 68.4%

Renter 31.6%

Affordability Index Moderate

4.3x home value to income ratio

Median gross rent $1,612/mo 23.6% of median household income annually

People & Demographics

Age Distribution

Under 18

22.6%

18-34

23.7%

35-54

24.1%

55-74

22.9%

75+

6.6%

Race & Ethnicity

Diversity Index

Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Educational Attainment (Adults 25+)

Cities & Places in Okaloosa County

City	Population	Median Income	Poverty	Home Value
Crestview	28,773	$65,480	11.2%	$277,900
Wright	27,927	$70,195	16.7%	$306,100
Fort Walton Beach	21,025	$68,538	13.3%	$321,800
Niceville	16,544	$102,409	10.3%	$423,500
Destin	14,077	$89,011	7.4%	$490,300
Lake Lorraine	6,903	$104,105	6.6%	$434,500
Ocean City	5,941	$59,039	9.2%	$303,900
Valparaiso	4,885	$90,110	3.4%	$394,700
Mary Esther	4,061	$76,890	6.3%	$298,900
Hurlburt Field	2,951	$61,731	1.3%	N/A
Eglin AFB	2,778	$84,167	2.7%	N/A
Shalimar	885	$115,417	7.7%	$476,500
Cinco Bayou	609	$84,688	12.0%	$348,800
Laurel Hill	355	$63,036	13.3%	$117,900

Explore Florida Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Population Overview

Okaloosa County is located in Florida with a total population of 216,599. It is the 26th most populous county out of 67 in Florida. The county encompasses 14 Census-designated places.

Age Demographics

The median age in Okaloosa County is 37.4 years. This is 12% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Okaloosa County is $81,998. This is 10% higher than the state median of $74,568. It is also 2% higher than the national median of $80,734. The poverty rate stands at 9.3%. This is 26% lower than the state poverty rate of 12.6%. The unemployment rate is 3.8%. This is 21% lower than the state rate of 4.8%. The median home value is $351,200. Housing costs are 2% lower than the state median of $359,000. The home-value-to-income ratio is 4.3x. 68.4% of occupied housing units are owner-occupied. This homeownership rate is 1% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Okaloosa County is White (non-Hispanic), making up 69.3% of the population. Hispanic or Latino residents account for 11.3%. The Hispanic or Latino population (11.3%) is well below the state average of 27.4%.

Education

34.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% higher than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.3%.

Data Sources & Methodology

All figures for Okaloosa County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Florida and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Okaloosa County, Florida?

Okaloosa County has a population of 216,599, making it the 26th most populous county in Florida.

What is the median income in Okaloosa County?

The median household income in Okaloosa County is $81,998 with a poverty rate of 9.3%.

How many cities are in Okaloosa County, Florida?

Okaloosa County contains 14 Census-designated places.