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Valparaiso, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Valparaiso, Florida had a total population of 4,885, the 490th largest city in Florida, with a median household income of $90,110, which is 21% higher than the state average. The poverty rate is 3.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Valparaiso Quick Facts

Population 4,885
Median Household Income $90,110
Median Home Value $394,700
Poverty Rate 3.4%
Unemployment Rate 4.4%
Median Age 28.9 years
Homeownership Rate 64.2%
Affordability Ratio 4.4x
Bachelor's Degree or Higher 45.9%
High School Graduation Rate 99.7%
Diversity Index 43/100
Population 4,885 490th of 955
Median Income $90,110 top 30%
Poverty Rate 3.4% 73% lower than national
Median Home Value $394,700 above average

How Valparaiso Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,9104,885-0.5%
Median household income$81,938$90,110+10.0%
Median home value$348,600$394,700+13.2%

How Valparaiso Compares

Economy & Housing

Household Income Distribution

Under $25K 2.8%
$25K-$50K 14.4%
$50K-$100K 39.1%
$100K+ 43.7%
Detailed income brackets
Under $10K
1.7%
$10K-$15K
0.0%
$15K-$20K
1.1%
$20K-$25K
0.0%
$25K-$30K
5.0%
$30K-$35K
3.3%
$35K-$40K
0.0%
$40K-$45K
2.3%
$45K-$50K
3.9%
$50K-$60K
10.5%
$60K-$75K
14.0%
$75K-$100K
14.7%
$100K-$125K
8.8%
$125K-$150K
9.4%
$150K-$200K
9.8%
$200K+
15.6%

Employment

4.4% Unemployment Rate State: 4.8%|National: 5.2%
73.7% Labor Force Participation

Housing Overview

Owner 64.2%
Renter 35.8%
Affordability Index Moderate
4.4x home value to income ratio
Median gross rent $1,366/mo 18.2% of median household income annually

People & Demographics

Diversity Index

43out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Valparaiso Rankings in Florida

#490 Population of 955
#252 Median Income of 911
#195 Education of 955
#311 Home Value of 901

Other Cities in Okaloosa County

CityPopulationMedian IncomePovertyHome Value
Crestview 28,773 $65,480 11.2% $277,900
Wright 27,927 $70,195 16.7% $306,100
Fort Walton Beach 21,025 $68,538 13.3% $321,800
Niceville 16,544 $102,409 10.3% $423,500
Destin 14,077 $89,011 7.4% $490,300
Lake Lorraine 6,903 $104,105 6.6% $434,500
Ocean City 5,941 $59,039 9.2% $303,900
Mary Esther 4,061 $76,890 6.3% $298,900
Hurlburt Field 2,951 $61,731 1.3% N/A
Eglin AFB 2,778 $84,167 2.7% N/A

Cities Similar to Valparaiso

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
South Sarasota4,837$92,933$780,20052.2%9.5%
Winter Beach4,985$92,394$472,20038.3%8.9%
Samsula-Spruce Creek4,852$97,805$443,50037.4%3.6%
Mount Plymouth4,604$90,041$323,70018.3%19.9%
Rio Pinar4,985$99,881$389,50044.0%7.8%

Population Overview

Valparaiso is a small community located in Florida, within Okaloosa County. The total population is 4,885. It ranks as the 490th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Valparaiso is 28.9 years. This is 32% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Valparaiso is $90,110. This is 21% higher than the state median of $74,568. It is also 12% higher than the national median of $80,734. The poverty rate stands at 3.4%. This is 73% lower than the state poverty rate of 12.6%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.4%. This is 10% lower than the state rate of 4.8%. The median home value is $394,700. Housing costs are 10% higher than the state median of $359,000. The home-value-to-income ratio is 4.4x. 64.2% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Valparaiso is White (non-Hispanic), making up 73.9% of the population. Hispanic or Latino residents account for 9.3%. The Hispanic or Latino population (9.3%) is well below the state average of 27.4%.

Education

45.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% higher than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 99.7%.

Data Sources & Methodology

All demographic data for Valparaiso, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Valparaiso, Florida?

Valparaiso, Florida has a population of 4,885 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Valparaiso, FL?

The median household income in Valparaiso is $90,110, which is 12% higher than the national median of $80,734.

What is the poverty rate in Valparaiso, FL?

The poverty rate in Valparaiso is 3.4%. This means approximately 145 residents live below the federal poverty line.

What is the racial makeup of Valparaiso, Florida?

Valparaiso's population is 73.9% White, 8.1% Black, 9.3% Hispanic/Latino, and 2.2% Asian.

What is the median home value in Valparaiso, FL?

The median home value in Valparaiso is $394,700. The home-value-to-income ratio is 4.4x.

How educated is Valparaiso, Florida?

45.9% of adults (25+) in Valparaiso hold a bachelor's degree or higher, and 15.0% hold a graduate or professional degree.