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Fern Acres, Hawaii Demographics & Population 2026

High PovertyPoverty rate of 27.4% is well above the state average

During the 2020–2024 ACS period, Fern Acres, Hawaii had a total population of 1,480, the 110th largest community in Hawaii, with a median household income of $40,400, which is 60% lower than the state average. The poverty rate is 27.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Fern Acres Quick Facts

Population 1,480
Median Household Income $40,400
Median Home Value $319,800
Poverty Rate 27.4%
Unemployment Rate 6.8%
Median Age 57.0 years
Homeownership Rate 84.2%
Affordability Ratio 7.9x
Bachelor's Degree or Higher 24.1%
High School Graduation Rate 96.0%
Diversity Index 68/100
Population 1,480 110th of 163
Median Income $40,400 bottom 10%
Poverty Rate 27.4% 120% higher than national
Median Home Value $319,800 bottom 20%

How Fern Acres Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,7141,480-13.7%
Median household income$49,554$40,400-18.5%
Median home value$267,400$319,800+19.6%

How Fern Acres Compares

Economy & Housing

Household Income Distribution

Under $25K 29.9%
$25K-$50K 23.2%
$50K-$100K 30.9%
$100K+ 16.0%
Detailed income brackets
Under $10K
8.6%
$10K-$15K
7.0%
$15K-$20K
6.6%
$20K-$25K
7.6%
$25K-$30K
7.0%
$30K-$35K
2.1%
$35K-$40K
10.4%
$40K-$45K
3.7%
$45K-$50K
0.0%
$50K-$60K
10.1%
$60K-$75K
11.4%
$75K-$100K
9.4%
$100K-$125K
7.2%
$125K-$150K
0.0%
$150K-$200K
5.1%
$200K+
3.7%

Employment

6.8% Unemployment Rate State: 4.9%|National: 5.2%
48.5% Labor Force Participation

Housing Overview

Owner 84.2%
Renter 15.8%
Affordability Index Very Expensive
7.9x home value to income ratio
Median gross rent $1,375/mo 40.8% of median household income annually

People & Demographics

Diversity Index

68out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 76 | National average: 61

Education

Fern Acres Rankings in Hawaii

#110 Population of 163
#151 Median Income of 159
#115 Education of 163
#138 Home Value of 153

Other Cities in Hawaii County

CityPopulationMedian IncomePovertyHome Value
Hilo 50,404 $81,779 14.5% $483,000
Kailua (Hawaii County) 21,818 $88,211 14.3% $667,400
Hawaiian Paradise Park 13,203 $88,348 10.4% $457,100
Kaiminani 11,465 $110,560 9.8% $772,800
Waimea (Hawaii County) 9,286 $100,198 12.3% $677,400
Waikoloa Village 7,543 $81,703 12.3% $802,600
Kahaluu-Keauhou 5,150 $96,212 8.6% $886,900
Hawaiian Ocean View 4,431 $45,043 25.4% $318,200
Ainaloa 4,094 $58,918 26.7% $228,300
Hawaiian Beaches 3,947 $29,295 40.4% $272,700

Cities Similar to Fern Acres

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Leilani Estates1,490$30,192$268,10024.8%29.0%
Pahoa1,361$56,042$375,90017.1%34.7%
Fern Forest1,088$42,917$170,90018.3%30.6%
Nanawale Estates1,692$26,683$232,60014.8%53.0%
Halaula1,033N/A$573,70020.5%14.7%

Population Overview

Fern Acres is a small community located in Hawaii, within Hawaii County. The total population is 1,480. It ranks as the 110th most populous out of 163 Census-designated places in Hawaii.

Age Demographics

The median age in Fern Acres is 57.0 years. This is 39% higher than the state median of 40.9 years. Only 10.2% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Fern Acres is $40,400. This is 60% lower than the state median of $100,389. It is also 50% lower than the national median of $80,734. The poverty rate stands at 27.4%. This is 173% higher than the state poverty rate of 10.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.8%. This is 39% higher than the state rate of 4.9%. The median home value is $319,800. Housing costs are 62% lower than the state median of $839,100. The home-value-to-income ratio of 7.9x suggests that housing affordability is a significant concern for many residents. 84.2% of occupied housing units are owner-occupied. This homeownership rate is 34% higher than the state average of 63.0%.

Race & Ethnicity

The largest racial or ethnic group in Fern Acres is White (non-Hispanic), making up 49.6% of the population. Hispanic or Latino residents account for 15.7%. The White (non-Hispanic) population is significantly higher than the state average (49.6% vs 20.9%). The Hispanic or Latino population is significantly higher than the state average (15.7% vs 9.9%). The Asian population (5.3%) is well below the state average of 36.4%.

Education

24.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 33% lower than the state rate of 36.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%.

Data Sources & Methodology

All demographic data for Fern Acres, Hawaii is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Hawaii state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 163 Census-designated places in Hawaii. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Fern Acres, Hawaii?

Fern Acres, Hawaii has a population of 1,480 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Fern Acres, HI?

The median household income in Fern Acres is $40,400, which is 50% lower than the national median of $80,734.

What is the poverty rate in Fern Acres, HI?

The poverty rate in Fern Acres is 27.4%. This means approximately 405 residents live below the federal poverty line.

What is the racial makeup of Fern Acres, Hawaii?

Fern Acres's population is 49.6% White, 0.9% Black, 15.7% Hispanic/Latino, and 5.3% Asian.

What is the median home value in Fern Acres, HI?

The median home value in Fern Acres is $319,800. The home-value-to-income ratio is 7.9x.

How educated is Fern Acres, Hawaii?

24.1% of adults (25+) in Fern Acres hold a bachelor's degree or higher, and 8.8% hold a graduate or professional degree.