Clay City, Indiana Demographics & Population 2026
During the 2020–2024 ACS period, Clay City, Indiana had a total population of 1,104, the 336th largest town in Indiana, with a median household income of $72,292, which is about the same as the state average. The poverty rate is 10.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 1.3x.
- Near full employment with an unemployment rate of just 1.4%.
Clay City Quick Facts
How Clay City Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,186 | 1,104 | -6.9% |
| Median household income | $68,036 | $72,292 | +6.3% |
| Median home value | $86,700 | $94,500 | +9.0% |
How Clay City Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 41 | National average: 61
Education
Educational Attainment (Adults 25+)
Clay City Rankings in Indiana
Explore Indiana Rankings
Other Cities in Clay County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Brazil | 7,831 | $52,055 | 18.6% | $113,900 |
| Harmony | 645 | $54,615 | 11.4% | $116,700 |
| Knightsville | 642 | $60,208 | 9.0% | $109,800 |
| Center Point | 377 | N/A | 11.7% | $94,800 |
| Staunton | 350 | $57,500 | 12.9% | $92,900 |
| Coalmont | 297 | $110,074 | 0.0% | $137,500 |
| Carbon | 238 | $86,667 | 8.8% | $87,500 |
Cities Similar to Clay City
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Jamestown | 1,107 | $71,048 | $176,300 | 19.8% | 7.0% |
| Grabill | 1,108 | $66,563 | $150,200 | 31.1% | 5.6% |
| Hamlet | 1,039 | $73,542 | $112,300 | 6.5% | 11.7% |
| Millersburg | 1,077 | $65,833 | $186,400 | 13.5% | 23.1% |
| Gilmer Park | 1,055 | $76,818 | $156,300 | 33.3% | 10.7% |
Population Overview
Clay City is a small community located in Indiana, within Clay County. The total population is 1,104. It ranks as the 336th most populous out of 967 Census-designated places in Indiana.
Age Demographics
The median age in Clay City is 36.2 years. This is 5% lower than the state median of 38.1 years.
Economy, Income & Housing
The median household income in Clay City is $72,292. This is about the same as the state median of $71,957. It is also 10% lower than the national median of $80,734. The poverty rate stands at 10.8%. This is 13% lower than the state poverty rate of 12.3%. The unemployment rate is 1.4%. This is 67% lower than the state rate of 4.3%. The median home value is $94,500. Housing costs are 57% lower than the state median of $218,200. With a home-value-to-income ratio of just 1.3x, Clay City is one of the most affordable housing markets in the area. 63.2% of occupied housing units are owner-occupied. This homeownership rate is 10% lower than the state average of 70.5%.
Race & Ethnicity
Clay City has a predominantly White (non-Hispanic) population, comprising 93.1% of all residents. Hispanic or Latino residents account for 0.8%. The Hispanic or Latino population (0.8%) is well below the state average of 8.6%.
Education
13.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 54% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.5%.
Data Sources & Methodology
All demographic data for Clay City, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Clay City, Indiana?
Clay City, Indiana has a population of 1,104 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Clay City, IN?
The median household income in Clay City is $72,292, which is 10% lower than the national median of $80,734.
What is the poverty rate in Clay City, IN?
The poverty rate in Clay City is 10.8%. This means approximately 118 residents live below the federal poverty line.
What is the racial makeup of Clay City, Indiana?
Clay City's population is 93.1% White, 0.0% Black, 0.8% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Clay City, IN?
The median home value in Clay City is $94,500. The home-value-to-income ratio is 1.3x.
How educated is Clay City, Indiana?
13.6% of adults (25+) in Clay City hold a bachelor's degree or higher, and 1.3% hold a graduate or professional degree.