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Harmony, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Harmony, Indiana had a total population of 645, the 455th largest town in Indiana, with a median household income of $54,615, which is 24% lower than the state average. The poverty rate is 11.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Harmony Quick Facts

Population 645
Median Household Income $54,615
Median Home Value $116,700
Poverty Rate 11.4%
Unemployment Rate 1.7%
Median Age 43.4 years
Homeownership Rate 73.5%
Affordability Ratio 2.1x
Bachelor's Degree or Higher 6.9%
High School Graduation Rate 96.3%
Diversity Index 24/100
Population 645 455th of 967
Median Income $54,615 bottom 30%
Poverty Rate 11.4% 9% lower than national
Median Home Value $116,700 below average

How Harmony Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population708645-8.9%
Median household income$53,650$54,615+1.8%
Median home value$115,100$116,700+1.4%

How Harmony Compares

Economy & Housing

Household Income Distribution

Under $25K 16.8%
$25K-$50K 24.4%
$50K-$100K 40.6%
$100K+ 18.3%
Detailed income brackets
Under $10K
3.4%
$10K-$15K
2.4%
$15K-$20K
7.6%
$20K-$25K
3.4%
$25K-$30K
4.9%
$30K-$35K
3.7%
$35K-$40K
6.7%
$40K-$45K
6.7%
$45K-$50K
2.4%
$50K-$60K
12.2%
$60K-$75K
14.0%
$75K-$100K
14.3%
$100K-$125K
4.9%
$125K-$150K
1.8%
$150K-$200K
10.7%
$200K+
0.9%

Employment

1.7% Unemployment Rate State: 4.3%|National: 5.2%
58.2% Labor Force Participation

Housing Overview

Owner 73.5%
Renter 26.5%
Affordability Index Very Affordable
2.1x home value to income ratio
Median gross rent $1,096/mo 24.1% of median household income annually

People & Demographics

Diversity Index

24out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Harmony Rankings in Indiana

#455 Population of 967
#565 Median Income of 796
#736 Education of 966
#550 Home Value of 818

Other Cities in Clay County

CityPopulationMedian IncomePovertyHome Value
Brazil 7,831 $52,055 18.6% $113,900
Clay City 1,104 $72,292 10.8% $94,500
Knightsville 642 $60,208 9.0% $109,800
Center Point 377 N/A 11.7% $94,800
Staunton 350 $57,500 12.9% $92,900
Coalmont 297 $110,074 0.0% $137,500
Carbon 238 $86,667 8.8% $87,500

Cities Similar to Harmony

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
St. Meinrad646$52,402$315,20032.0%15.0%
Dana652$52,791$55,5004.4%21.9%
Knightsville642$60,208$109,8009.1%9.0%
Everton610N/A$114,3001.3%9.3%
Campbellsburg635$49,688$150,4007.2%35.3%

A note before these figures: with a population of 645, Harmony's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Harmony is a small community located in Indiana, within Clay County. The total population is 645. It ranks as the 455th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Harmony is 43.4 years. This is 14% higher than the state median of 38.1 years. 15.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Harmony is $54,615. This is 24% lower than the state median of $71,957. It is also 32% lower than the national median of $80,734. The poverty rate stands at 11.4%. This is 8% lower than the state poverty rate of 12.3%. The unemployment rate is 1.7%. This is 61% lower than the state rate of 4.3%. The median home value is $116,700. Housing costs are 47% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.1x, Harmony is one of the most affordable housing markets in the area. 73.5% of occupied housing units are owner-occupied. This homeownership rate is 4% higher than the state average of 70.5%.

Race & Ethnicity

Harmony has a predominantly White (non-Hispanic) population, comprising 86.5% of all residents. Hispanic or Latino residents account for 4.7%. The Black or African American population (2.6%) is well below the state average of 9.1%.

Education

6.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 76% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.3%.

Data Sources & Methodology

All demographic data for Harmony, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Harmony, Indiana?

Harmony, Indiana has a population of 645 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Harmony, IN?

The median household income in Harmony is $54,615, which is 32% lower than the national median of $80,734.

What is the poverty rate in Harmony, IN?

The poverty rate in Harmony is 11.4%. This means approximately 72 residents live below the federal poverty line.

What is the racial makeup of Harmony, Indiana?

Harmony's population is 86.5% White, 2.6% Black, 4.7% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Harmony, IN?

The median home value in Harmony is $116,700. The home-value-to-income ratio is 2.1x.

How educated is Harmony, Indiana?

6.9% of adults (25+) in Harmony hold a bachelor's degree or higher, and 3.3% hold a graduate or professional degree.