Clay County, Indiana Demographics 2026

Population Overview

Clay County is located in Indiana with a total population of 26,431. It is the 59th most populous county out of 92 in Indiana.

Age Demographics

The median age in Clay County is 41.2 years. This is 8% higher than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Clay County is $67,676. This is 3% lower than the state median of $70,051. Compared to the national median of $78,538, household income here is 14% lower. The poverty rate stands at 10.7%. This is 13% lower than the state poverty rate of 12.2%. The unemployment rate is 3.9%. This is 9% lower than the state rate of 4.3%. The median home value is $128,900. Housing costs are 36% lower than the state median of $201,600. With a home-value-to-income ratio of just 1.9x, Clay County is one of the most affordable housing markets in the area. 77.5% of occupied housing units are owner-occupied. This homeownership rate is 10% higher than the state average of 70.3%.

Race & Ethnicity

Clay County has a predominantly White (non-Hispanic) population, comprising 94.3% of all residents. Hispanic or Latino residents account for 1.9%. The Black or African American population (0.3%) is well below the state average of 9.1%. The Hispanic or Latino population (1.9%) is well below the state average of 8.4%. The Asian population (0.2%) is well below the state average of 2.5%.

Education

17.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 41% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.8%.