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Clay County, Indiana Demographics 2026

Clay County, Indiana has a population of 26,409, the 60th most populous county in Indiana. The median household income is $70,010 and the median home value is $153,000. The poverty rate is 11.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Clay County Quick Facts

Population 26,409
Median Household Income $70,010
Median Home Value $153,000
Poverty Rate 11.7%
Unemployment Rate 3.2%
Median Age 41.4 years
Homeownership Rate 80.9%
Affordability Ratio 2.2x
Bachelor's Degree+ 20.3%
High School Graduation 90.2%
Cities/Places 8
Population 26,409 60th of 92
Median Income $70,010 3% lower than state
Poverty Rate 11.7%
Unemployment 3.2%

How Clay County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population26,43126,409-0.1%
Median household income$67,676$70,010+3.4%
Median home value$128,900$153,000+18.7%

Economy & Housing

Household Income Distribution

Under $25K 14.2%
$25K-$50K 21.4%
$50K-$100K 32.2%
$100K+ 32.3%
Detailed income brackets
Under $10K
5.2%
$10K-$15K
2.7%
$15K-$20K
3.0%
$20K-$25K
3.3%
$25K-$30K
4.4%
$30K-$35K
4.5%
$35K-$40K
5.7%
$40K-$45K
3.5%
$45K-$50K
3.2%
$50K-$60K
6.9%
$60K-$75K
10.4%
$75K-$100K
14.8%
$100K-$125K
10.3%
$125K-$150K
7.3%
$150K-$200K
7.9%
$200K+
6.7%

Employment

3.2% Unemployment Rate State: 4.3%|National: 5.2%
60.4% Labor Force Participation

Housing Overview

Owner 80.9%
Renter 19.1%
Affordability Index Very Affordable
2.2x home value to income ratio
Median gross rent $873/mo 15.0% of median household income annually

People & Demographics

Diversity Index

11out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Cities & Places in Clay County

CityPopulationMedian IncomePovertyHome Value
Brazil7,831$52,05518.6%$113,900
Clay City1,104$72,29210.8%$94,500
Harmony645$54,61511.4%$116,700
Knightsville642$60,2089.0%$109,800
Center Point377N/A11.7%$94,800
Staunton350$57,50012.9%$92,900
Coalmont297$110,0740.0%$137,500
Carbon238$86,6678.8%$87,500

Population Overview

Clay County is located in Indiana with a total population of 26,409. It is the 60th most populous county out of 92 in Indiana. The county encompasses 8 Census-designated places.

Age Demographics

The median age in Clay County is 41.4 years. This is 9% higher than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Clay County is $70,010. This is 3% lower than the state median of $71,957. It is also 13% lower than the national median of $80,734. The poverty rate stands at 11.7%. This is 5% lower than the state poverty rate of 12.3%. The unemployment rate is 3.2%. This is 25% lower than the state rate of 4.3%. The median home value is $153,000. Housing costs are 30% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.2x, Clay County is one of the most affordable housing markets in the area. 80.9% of occupied housing units are owner-occupied. This homeownership rate is 15% higher than the state average of 70.5%.

Race & Ethnicity

Clay County has a predominantly White (non-Hispanic) population, comprising 94.0% of all residents. Hispanic or Latino residents account for 2.0%. The Black or African American population (0.5%) is well below the state average of 9.1%. The Hispanic or Latino population (2.0%) is well below the state average of 8.6%. The Asian population (0.4%) is well below the state average of 2.6%.

Education

20.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.2%.

Data Sources & Methodology

All figures for Clay County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Indiana and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Clay County, Indiana?

Clay County has a population of 26,409, making it the 60th most populous county in Indiana.

What is the median income in Clay County?

The median household income in Clay County is $70,010 with a poverty rate of 11.7%.

How many cities are in Clay County, Indiana?

Clay County contains 8 Census-designated places.