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Central City, Kentucky Demographics & Population 2026

High PovertyPoverty rate of 25.6% is well above the state average

During the 2020–2024 ACS period, Central City, Kentucky had a total population of 5,707, the 82nd largest city in Kentucky, with a median household income of $50,885, which is 20% lower than the state average. The poverty rate is 25.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Central City Quick Facts

Population 5,707
Median Household Income $50,885
Median Home Value $143,600
Poverty Rate 25.6%
Unemployment Rate 9.3%
Median Age 37.5 years
Homeownership Rate 59.4%
Affordability Ratio 2.8x
Bachelor's Degree or Higher 5.7%
High School Graduation Rate 83.6%
Diversity Index 24/100
Population 5,707 82nd of 552
Median Income $50,885 average
Poverty Rate 25.6% 106% higher than national
Median Home Value $143,600 average

How Central City Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population5,7365,707-0.5%
Median household income$49,025$50,885+3.8%
Median home value$140,700$143,600+2.1%

How Central City Compares

Economy & Housing

Household Income Distribution

Under $25K 27.4%
$25K-$50K 19.7%
$50K-$100K 31.1%
$100K+ 21.8%
Detailed income brackets
Under $10K
6.5%
$10K-$15K
8.2%
$15K-$20K
5.5%
$20K-$25K
7.1%
$25K-$30K
2.1%
$30K-$35K
3.8%
$35K-$40K
5.2%
$40K-$45K
7.1%
$45K-$50K
1.5%
$50K-$60K
9.5%
$60K-$75K
15.6%
$75K-$100K
6.0%
$100K-$125K
9.8%
$125K-$150K
4.4%
$150K-$200K
2.6%
$200K+
5.1%

Employment

9.3% Unemployment Rate State: 4.9%|National: 5.2%
54.1% Labor Force Participation

Housing Overview

Owner 59.4%
Renter 40.6%
Affordability Index Very Affordable
2.8x home value to income ratio
Median gross rent $683/mo 16.1% of median household income annually

People & Demographics

Diversity Index

24out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Central City Rankings in Kentucky

#82 Population of 552
#296 Median Income of 496
#474 Education of 550
#284 Home Value of 495

Other Cities in Muhlenberg County

CityPopulationMedian IncomePovertyHome Value
Greenville 4,410 $46,054 21.3% $116,400
Powderly 931 $50,662 20.4% $99,300
Beechmont 771 $52,240 25.4% $162,900
Drakesboro 320 $34,375 46.6% $75,500
Bremen 285 $68,125 16.1% $129,700
Dunmor 209 $41,806 28.2% $151,100
South Carrollton 157 $41,307 19.8% $125,000
Cleaton 38 N/A 0.0% N/A

Cities Similar to Central City

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Monticello5,753$44,952$132,40013.3%30.4%
Princeton6,241$47,411$96,60016.7%15.8%
Hazard5,008$51,016$145,40023.6%31.5%
Dayton5,743$65,992$163,50022.9%15.9%
Highland Heights6,444$53,275$169,70040.7%19.9%

Population Overview

Central City is a small city located in Kentucky, within Muhlenberg County. The total population is 5,707. It ranks as the 82nd most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Central City is 37.5 years. This is 4% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Central City is $50,885. This is 20% lower than the state median of $63,726. It is also 37% lower than the national median of $80,734. The poverty rate stands at 25.6%. This is 60% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 9.3%. This is 92% higher than the state rate of 4.9%. The median home value is $143,600. Housing costs are 30% lower than the state median of $205,600. With a home-value-to-income ratio of just 2.8x, Central City is one of the most affordable housing markets in the area. 59.4% of occupied housing units are owner-occupied. This homeownership rate is 13% lower than the state average of 68.3%.

Race & Ethnicity

Central City has a predominantly White (non-Hispanic) population, comprising 86.7% of all residents. Black or African American residents account for 3.9%. The Asian population (0.4%) is well below the state average of 1.6%.

Education

5.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 79% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 83.6%.

Data Sources & Methodology

All demographic data for Central City, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Central City, Kentucky?

Central City, Kentucky has a population of 5,707 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Central City, KY?

The median household income in Central City is $50,885, which is 37% lower than the national median of $80,734.

What is the poverty rate in Central City, KY?

The poverty rate in Central City is 25.6%. This means approximately 1,274 residents live below the federal poverty line.

What is the racial makeup of Central City, Kentucky?

Central City's population is 86.7% White, 3.9% Black, 3.4% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Central City, KY?

The median home value in Central City is $143,600. The home-value-to-income ratio is 2.8x.

How educated is Central City, Kentucky?

5.7% of adults (25+) in Central City hold a bachelor's degree or higher, and 3.4% hold a graduate or professional degree.