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Independence, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Independence, Kentucky had a total population of 29,392, the 12th largest city in Kentucky, with a median household income of $102,361, which is 61% higher than the state average. The poverty rate is 8.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Independence Quick Facts

Population 29,392
Median Household Income $102,361
Median Home Value $263,700
Poverty Rate 8.8%
Unemployment Rate 4.3%
Median Age 33.7 years
Homeownership Rate 83.8%
Affordability Ratio 2.6x
Bachelor's Degree or Higher 36.4%
High School Graduation Rate 94.9%
Diversity Index 16/100
Population 29,392 12th of 552
Median Income $102,361 top 20%
Poverty Rate 8.8% 30% lower than national
Median Home Value $263,700 top 20%

How Independence Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population29,02429,392+1.3%
Median household income$98,653$102,361+3.8%
Median home value$240,500$263,700+9.6%

How Independence Compares

Economy & Housing

Household Income Distribution

Under $25K 7.4%
$25K-$50K 12.6%
$50K-$100K 28.0%
$100K+ 52.0%
Detailed income brackets
Under $10K
2.2%
$10K-$15K
1.2%
$15K-$20K
1.4%
$20K-$25K
2.6%
$25K-$30K
2.4%
$30K-$35K
2.2%
$35K-$40K
3.3%
$40K-$45K
3.3%
$45K-$50K
1.4%
$50K-$60K
4.0%
$60K-$75K
10.7%
$75K-$100K
13.2%
$100K-$125K
14.5%
$125K-$150K
10.5%
$150K-$200K
15.0%
$200K+
12.0%

Employment

4.3% Unemployment Rate State: 4.9%|National: 5.2%
72.6% Labor Force Participation

Housing Overview

Owner 83.8%
Renter 16.2%
Affordability Index Very Affordable
2.6x home value to income ratio
Median gross rent $1,250/mo 14.7% of median household income annually

People & Demographics

Diversity Index

16out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Independence Rankings in Kentucky

#12 Population of 552
#69 Median Income of 496
#126 Education of 550
#100 Home Value of 495

Other Cities in Kenton County

CityPopulationMedian IncomePovertyHome Value
Covington 41,110 $61,166 20.8% $187,300
Erlanger 19,875 $75,840 13.7% $209,000
Elsmere 9,205 $60,503 15.6% $171,900
Fort Mitchell 8,713 $86,310 8.1% $357,100
Edgewood 8,447 $119,028 3.8% $312,200
Villa Hills 7,480 $107,859 3.7% $362,500
Taylor Mill 6,937 $88,546 10.9% $241,000
Fort Wright 5,887 $105,024 3.0% $328,900
Walton 5,730 $77,917 13.0% $262,200
Crescent Springs 4,486 $83,066 5.4% $302,100

Cities Similar to Independence

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Jeffersontown29,199$81,506$250,70039.8%6.5%
Nicholasville32,197$68,503$226,80026.9%13.1%
Florence32,803$71,003$210,70026.4%9.5%
Frankfort28,503$53,073$183,70028.4%19.1%
Elizabethtown32,576$60,760$245,90028.2%17.0%

Population Overview

Independence is a mid-sized community located in Kentucky, within Kenton County. The total population is 29,392. It ranks as the 12th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Independence is 33.7 years. This is 14% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Independence is $102,361. This is 61% higher than the state median of $63,726. It is also 27% higher than the national median of $80,734. The poverty rate stands at 8.8%. This is 45% lower than the state poverty rate of 16.1%. The unemployment rate is 4.3%. This is 11% lower than the state rate of 4.9%. The median home value is $263,700. Housing costs are 28% higher than the state median of $205,600. With a home-value-to-income ratio of just 2.6x, Independence is one of the most affordable housing markets in the area. 83.8% of occupied housing units are owner-occupied. This homeownership rate is 23% higher than the state average of 68.3%.

Race & Ethnicity

Independence has a predominantly White (non-Hispanic) population, comprising 91.4% of all residents. Hispanic or Latino residents account for 2.5%. The Black or African American population (1.5%) is well below the state average of 7.5%.

Education

36.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 32% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.9%.

Data Sources & Methodology

All demographic data for Independence, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Independence, Kentucky?

Independence, Kentucky has a population of 29,392 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Independence, KY?

The median household income in Independence is $102,361, which is 27% higher than the national median of $80,734.

What is the poverty rate in Independence, KY?

The poverty rate in Independence is 8.8%. This means approximately 2,563 residents live below the federal poverty line.

What is the racial makeup of Independence, Kentucky?

Independence's population is 91.4% White, 1.5% Black, 2.5% Hispanic/Latino, and 1.0% Asian.

What is the median home value in Independence, KY?

The median home value in Independence is $263,700. The home-value-to-income ratio is 2.6x.

How educated is Independence, Kentucky?

36.4% of adults (25+) in Independence hold a bachelor's degree or higher, and 11.2% hold a graduate or professional degree.