Ludlow, Kentucky Demographics & Population 2026
During the 2020–2024 ACS period, Ludlow, Kentucky had a total population of 4,378, the 99th largest city in Kentucky, with a median household income of $65,284, which is 2% higher than the state average. The poverty rate is 24.4%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Ludlow Quick Facts
How Ludlow Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 4,378 | 4,378 | +0.0% |
| Median household income | $58,295 | $65,284 | +12.0% |
| Median home value | $154,700 | $184,800 | +19.5% |
How Ludlow Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 33 | National average: 61
Education
Educational Attainment (Adults 25+)
Ludlow Rankings in Kentucky
Explore Kentucky Rankings
Other Cities in Kenton County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Covington | 41,110 | $61,166 | 20.8% | $187,300 |
| Independence | 29,392 | $102,361 | 8.8% | $263,700 |
| Erlanger | 19,875 | $75,840 | 13.7% | $209,000 |
| Elsmere | 9,205 | $60,503 | 15.6% | $171,900 |
| Fort Mitchell | 8,713 | $86,310 | 8.1% | $357,100 |
| Edgewood | 8,447 | $119,028 | 3.8% | $312,200 |
| Villa Hills | 7,480 | $107,859 | 3.7% | $362,500 |
| Taylor Mill | 6,937 | $88,546 | 10.9% | $241,000 |
| Fort Wright | 5,887 | $105,024 | 3.0% | $328,900 |
| Walton | 5,730 | $77,917 | 13.0% | $262,200 |
Cities Similar to Ludlow
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Hendron | 4,495 | $71,610 | $213,900 | 39.4% | 3.8% |
| Westwood | 4,473 | $73,511 | $92,200 | 14.7% | 9.6% |
| Benton | 4,748 | $66,827 | $157,000 | 20.2% | 11.4% |
| Crittenden | 4,084 | $57,283 | $223,800 | 14.7% | 9.5% |
| Crescent Springs | 4,486 | $83,066 | $302,100 | 41.2% | 5.4% |
Population Overview
Ludlow is a small community located in Kentucky, within Kenton County. The total population is 4,378. It ranks as the 99th most populous out of 552 Census-designated places in Kentucky.
Age Demographics
The median age in Ludlow is 37.4 years. This is 4% lower than the state median of 39.1 years. 10.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Ludlow is $65,284. This is 2% higher than the state median of $63,726. It is also 19% lower than the national median of $80,734. The poverty rate stands at 24.4%. This is 52% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.2%. This is 13% lower than the state rate of 4.9%. The median home value is $184,800. Housing costs are 10% lower than the state median of $205,600. With a home-value-to-income ratio of just 2.8x, Ludlow is one of the most affordable housing markets in the area. 76.1% of occupied housing units are owner-occupied. This homeownership rate is 11% higher than the state average of 68.3%.
Race & Ethnicity
The largest racial or ethnic group in Ludlow is White (non-Hispanic), making up 79.8% of the population. Hispanic or Latino residents account for 9.9%. The Black or African American population (3.1%) is well below the state average of 7.5%. The Hispanic or Latino population is significantly higher than the state average (9.9% vs 5.0%).
Education
38.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.8%.
Data Sources & Methodology
All demographic data for Ludlow, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Ludlow, Kentucky?
Ludlow, Kentucky has a population of 4,378 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Ludlow, KY?
The median household income in Ludlow is $65,284, which is 19% lower than the national median of $80,734.
What is the poverty rate in Ludlow, KY?
The poverty rate in Ludlow is 24.4%. This means approximately 1,056 residents live below the federal poverty line.
What is the racial makeup of Ludlow, Kentucky?
Ludlow's population is 79.8% White, 3.1% Black, 9.9% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Ludlow, KY?
The median home value in Ludlow is $184,800. The home-value-to-income ratio is 2.8x.
How educated is Ludlow, Kentucky?
38.4% of adults (25+) in Ludlow hold a bachelor's degree or higher, and 9.1% hold a graduate or professional degree.