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Melbourne, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Melbourne, Kentucky had a total population of 627, the 312th largest city in Kentucky, with a median household income of $80,000, which is 26% higher than the state average. The poverty rate is 24.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Melbourne Quick Facts

Population 627
Median Household Income $80,000
Median Home Value $166,200
Poverty Rate 24.3%
Unemployment Rate 2.8%
Median Age 46.5 years
Homeownership Rate 95.1%
Affordability Ratio 2.1x
Bachelor's Degree or Higher 29.2%
High School Graduation Rate 92.9%
Diversity Index 19/100
Population 627 312th of 552
Median Income $80,000 top 30%
Poverty Rate 24.3% 96% higher than national
Median Home Value $166,200 average

How Melbourne Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population539627+16.3%
Median household income$66,458$80,000+20.4%
Median home value$160,400$166,200+3.6%

How Melbourne Compares

Economy & Housing

Household Income Distribution

Under $25K 15.2%
$25K-$50K 12.5%
$50K-$100K 35.3%
$100K+ 37.0%
Detailed income brackets
Under $10K
6.0%
$10K-$15K
4.9%
$15K-$20K
1.1%
$20K-$25K
3.3%
$25K-$30K
2.2%
$30K-$35K
1.1%
$35K-$40K
4.3%
$40K-$45K
2.2%
$45K-$50K
2.7%
$50K-$60K
11.4%
$60K-$75K
7.6%
$75K-$100K
16.3%
$100K-$125K
13.6%
$125K-$150K
12.5%
$150K-$200K
8.2%
$200K+
2.7%

Employment

2.8% Unemployment Rate State: 4.9%|National: 5.2%
44.2% Labor Force Participation

Housing Overview

Owner 95.1%
Renter 4.9%
Affordability Index Very Affordable
2.1x home value to income ratio
Median gross rent $638/mo 9.6% of median household income annually

People & Demographics

Diversity Index

19out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Melbourne Rankings in Kentucky

#312 Population of 552
#131 Median Income of 496
#159 Education of 550
#222 Home Value of 495

Other Cities in Campbell County

CityPopulationMedian IncomePovertyHome Value
Fort Thomas 17,169 $104,350 6.2% $335,000
Newport 13,967 $60,853 20.8% $217,600
Alexandria 10,562 $102,239 7.7% $284,800
Highland Heights 6,444 $53,275 19.9% $169,700
Cold Spring 6,341 $75,000 9.9% $253,600
Dayton 5,743 $65,992 15.9% $163,500
Bellevue 5,636 $71,166 11.4% $206,500
Southgate 3,717 $54,421 19.8% $190,800
Claryville 3,251 $81,458 1.2% $278,200
Wilder 3,135 $70,893 18.6% $159,900

Cities Similar to Melbourne

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Mortons Gap650N/A$96,8005.8%24.6%
Cawood596N/A$69,80033.7%6.4%
Kuttawa588$78,214$292,20027.4%10.3%
Whitesville661$85,000$161,10027.2%8.8%
Summersville592$75,444$96,80015.7%20.9%

A note before these figures: with a population of 627, Melbourne's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Melbourne is a small community located in Kentucky, within Campbell County. The total population is 627. It ranks as the 312th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Melbourne is 46.5 years. This is 19% higher than the state median of 39.1 years. 15.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Melbourne is $80,000. This is 26% higher than the state median of $63,726. It is also about the same as the national median of $80,734. The poverty rate stands at 24.3%. This is 52% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 2.8%. This is 42% lower than the state rate of 4.9%. The median home value is $166,200. Housing costs are 19% lower than the state median of $205,600. With a home-value-to-income ratio of just 2.1x, Melbourne is one of the most affordable housing markets in the area. 95.1% of occupied housing units are owner-occupied. This homeownership rate is 39% higher than the state average of 68.3%.

Race & Ethnicity

Melbourne has a predominantly White (non-Hispanic) population, comprising 89.8% of all residents. Hispanic or Latino residents account for 0.6%. The Black or African American population (0.5%) is well below the state average of 7.5%. The Hispanic or Latino population (0.6%) is well below the state average of 5.0%. The Asian population (0.6%) is well below the state average of 1.6%.

Education

29.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 6% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.9%.

Data Sources & Methodology

All demographic data for Melbourne, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Melbourne, Kentucky?

Melbourne, Kentucky has a population of 627 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Melbourne, KY?

The median household income in Melbourne is $80,000, which is about the same as the national median of $80,734.

What is the poverty rate in Melbourne, KY?

The poverty rate in Melbourne is 24.3%. This means approximately 147 residents live below the federal poverty line.

What is the racial makeup of Melbourne, Kentucky?

Melbourne's population is 89.8% White, 0.5% Black, 0.6% Hispanic/Latino, and 0.6% Asian.

What is the median home value in Melbourne, KY?

The median home value in Melbourne is $166,200. The home-value-to-income ratio is 2.1x.

How educated is Melbourne, Kentucky?

29.2% of adults (25+) in Melbourne hold a bachelor's degree or higher, and 10.1% hold a graduate or professional degree.