Golden Beach, Maryland Demographics & Population 2026

Population Overview

Golden Beach is a small community located in Maryland, within St. Mary's County. The total population is 3,830. It ranks as the 228th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Golden Beach is 36.9 years. This is 6% lower than the state median of 39.4 years.

Economy, Income & Housing

The median household income in Golden Beach is $133,194. This is 28% higher than the state median of $103,678. It is also 65% higher than the national median of $80,734. The poverty rate stands at 2.7%. This is 71% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.7%. This is 44% lower than the state rate of 4.9%. The median home value is $382,700. Housing costs are 9% lower than the state median of $419,900. With a home-value-to-income ratio of just 2.9x, Golden Beach is one of the most affordable housing markets in the area. 96.8% of occupied housing units are owner-occupied. This homeownership rate is 43% higher than the state average of 67.6%.

Race & Ethnicity

Golden Beach has a predominantly White (non-Hispanic) population, comprising 89.2% of all residents. Black or African American residents account for 4.0%. The White (non-Hispanic) population is significantly higher than the state average (89.2% vs 46.6%). The Black or African American population (4.0%) is well below the state average of 28.9%. The Hispanic or Latino population (1.3%) is well below the state average of 12.5%.

Education

28.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 34% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.4%. Notably, 17.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Golden Beach, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.