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St. Mary's County, Maryland Demographics 2026

St. Mary's County, Maryland has a population of 115,126, the 12th most populous county in Maryland. The median household income is $119,446 and the median home value is $407,600. The poverty rate is 8.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

St. Mary's County Quick Facts

Population 115,126
Median Household Income $119,446
Median Home Value $407,600
Poverty Rate 8.0%
Unemployment Rate 3.6%
Median Age 37.2 years
Homeownership Rate 73.2%
Affordability Ratio 3.4x
Bachelor's Degree+ 36.5%
High School Graduation 92.7%
Cities/Places 11
Population 115,126 12th of 24
Median Income $119,446 15% higher than state
Poverty Rate 8.0%
Unemployment 3.6%

How St. Mary's County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population114,372115,126+0.7%
Median household income$114,580$119,446+4.2%
Median home value$390,900$407,600+4.3%

Economy & Housing

Household Income Distribution

Under $25K 9.0%
$25K-$50K 10.2%
$50K-$100K 22.5%
$100K+ 58.3%
Detailed income brackets
Under $10K
4.1%
$10K-$15K
2.2%
$15K-$20K
1.1%
$20K-$25K
1.6%
$25K-$30K
2.4%
$30K-$35K
2.8%
$35K-$40K
1.5%
$40K-$45K
1.5%
$45K-$50K
2.0%
$50K-$60K
3.7%
$60K-$75K
6.6%
$75K-$100K
12.2%
$100K-$125K
10.4%
$125K-$150K
8.9%
$150K-$200K
15.4%
$200K+
23.5%

Employment

3.6% Unemployment Rate State: 4.9%|National: 5.2%
68.5% Labor Force Participation

Housing Overview

Owner 73.2%
Renter 26.8%
Affordability Index Affordable
3.4x home value to income ratio
Median gross rent $1,747/mo 17.6% of median household income annually

People & Demographics

Diversity Index

48out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 68 | National average: 61

Education

Cities & Places in St. Mary's County

CityPopulationMedian IncomePovertyHome Value
Lexington Park13,252$94,79913.8%$309,700
California13,136$119,8556.9%$346,800
Wildewood7,552$126,8904.7%$383,400
Leonardtown4,808$153,8191.6%$575,300
Golden Beach3,830$133,1942.7%$382,700
Mechanicsville1,395$120,9662.9%$416,100
Piney Point1,274$129,0187.3%$336,600
Charlotte Hall1,172$84,27120.3%$367,800
Callaway930$160,3415.8%$364,700
Tall Timbers391$195,9824.6%$732,600
St. George Island277$250,000+0.0%$788,000

Population Overview

St. Mary's County is located in Maryland with a total population of 115,126. It is the 12th most populous county out of 24 in Maryland. The county encompasses 11 Census-designated places.

Age Demographics

The median age in St. Mary's County is 37.2 years. This is 6% lower than the state median of 39.4 years.

Economy, Income & Housing

The median household income in St. Mary's County is $119,446. This is 15% higher than the state median of $103,678. It is also 48% higher than the national median of $80,734. The poverty rate stands at 8.0%. This is 16% lower than the state poverty rate of 9.4%. The unemployment rate is 3.6%. This is 27% lower than the state rate of 4.9%. The median home value is $407,600. Housing costs are 3% lower than the state median of $419,900. The home-value-to-income ratio is 3.4x. 73.2% of occupied housing units are owner-occupied. This homeownership rate is 8% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in St. Mary's County is White (non-Hispanic), making up 70.3% of the population. Black or African American residents account for 14.5%. The White (non-Hispanic) population is significantly higher than the state average (70.3% vs 46.6%). The Hispanic or Latino population (6.1%) is well below the state average of 12.5%. The Asian population (2.6%) is well below the state average of 6.5%.

Education

36.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 16% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.7%. Notably, 16.2% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All figures for St. Mary's County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Maryland and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of St. Mary's County, Maryland?

St. Mary's County has a population of 115,126, making it the 12th most populous county in Maryland.

What is the median income in St. Mary's County?

The median household income in St. Mary's County is $119,446 with a poverty rate of 8.0%.

How many cities are in St. Mary's County, Maryland?

St. Mary's County contains 11 Census-designated places.