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Charlotte Hall, Maryland Demographics & Population 2026

During the 2020–2024 ACS period, Charlotte Hall, Maryland had a total population of 1,172, the 317th largest community in Maryland, with a median household income of $84,271, which is 19% lower than the state average. The poverty rate is 20.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Charlotte Hall Quick Facts

Population 1,172
Median Household Income $84,271
Median Home Value $367,800
Poverty Rate 20.3%
Unemployment Rate 4.9%
Median Age 49.7 years
Homeownership Rate 58.9%
Affordability Ratio 4.4x
Bachelor's Degree or Higher 33.8%
High School Graduation Rate 92.1%
Diversity Index 58/100
Population 1,172 317th of 527
Median Income $84,271 below average
Poverty Rate 20.3% 63% higher than national
Median Home Value $367,800 average

How Charlotte Hall Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,4481,172-19.1%
Median household income$108,936$84,271-22.6%
Median home value$351,800$367,800+4.5%

How Charlotte Hall Compares

Economy & Housing

Household Income Distribution

Under $25K 17.5%
$25K-$50K 27.4%
$50K-$100K 12.9%
$100K+ 42.2%
Detailed income brackets
Under $10K
3.3%
$10K-$15K
0.0%
$15K-$20K
2.7%
$20K-$25K
11.5%
$25K-$30K
0.0%
$30K-$35K
0.0%
$35K-$40K
17.3%
$40K-$45K
0.0%
$45K-$50K
10.1%
$50K-$60K
0.0%
$60K-$75K
2.7%
$75K-$100K
10.1%
$100K-$125K
10.4%
$125K-$150K
6.6%
$150K-$200K
10.4%
$200K+
14.8%

Employment

4.9% Unemployment Rate State: 4.9%|National: 5.2%
56.6% Labor Force Participation

Housing Overview

Owner 58.9%
Renter 41.1%
Affordability Index Moderate
4.4x home value to income ratio
Median gross rent $943/mo 13.4% of median household income annually

People & Demographics

Diversity Index

58out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 68 | National average: 61

Education

Charlotte Hall Rankings in Maryland

#317 Population of 527
#311 Median Income of 463
#267 Education of 527
#245 Home Value of 471

Other Cities in St. Mary's County

CityPopulationMedian IncomePovertyHome Value
Lexington Park 13,252 $94,799 13.8% $309,700
California 13,136 $119,855 6.9% $346,800
Wildewood 7,552 $126,890 4.7% $383,400
Leonardtown 4,808 $153,819 1.6% $575,300
Golden Beach 3,830 $133,194 2.7% $382,700
Mechanicsville 1,395 $120,966 2.9% $416,100
Piney Point 1,274 $129,018 7.3% $336,600
Callaway 930 $160,341 5.8% $364,700
Tall Timbers 391 $195,982 4.6% $732,600
St. George Island 277 $250,000+ 0.0% $788,000

Cities Similar to Charlotte Hall

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cottage City1,158$80,795$343,10024.5%15.0%
Bowmans Addition1,102$82,475$187,3005.7%29.0%
St. Michaels1,240$78,265$565,60049.7%5.8%
Rock Hall1,215$74,597$262,00031.2%7.6%
Calvert Beach1,074$90,000$323,30021.5%2.1%

Population Overview

Charlotte Hall is a small community located in Maryland, within St. Mary's County. The total population is 1,172. It ranks as the 317th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Charlotte Hall is 49.7 years. This is 26% higher than the state median of 39.4 years. 21.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Charlotte Hall is $84,271. This is 19% lower than the state median of $103,678. It is also 4% higher than the national median of $80,734. The poverty rate stands at 20.3%. This is 115% higher than the state poverty rate of 9.4%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.9%. The median home value is $367,800. Housing costs are 12% lower than the state median of $419,900. The home-value-to-income ratio is 4.4x. 58.9% of occupied housing units are owner-occupied. This homeownership rate is 13% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Charlotte Hall is White (non-Hispanic), making up 56.7% of the population. Black or African American residents account for 30.6%.

Education

33.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 22% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.1%.

Data Sources & Methodology

All demographic data for Charlotte Hall, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Charlotte Hall, Maryland?

Charlotte Hall, Maryland has a population of 1,172 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Charlotte Hall, MD?

The median household income in Charlotte Hall is $84,271, which is 4% higher than the national median of $80,734.

What is the poverty rate in Charlotte Hall, MD?

The poverty rate in Charlotte Hall is 20.3%. This means approximately 177 residents live below the federal poverty line.

What is the racial makeup of Charlotte Hall, Maryland?

Charlotte Hall's population is 56.7% White, 30.6% Black, 8.4% Hispanic/Latino, and 4.4% Asian.

What is the median home value in Charlotte Hall, MD?

The median home value in Charlotte Hall is $367,800. The home-value-to-income ratio is 4.4x.

How educated is Charlotte Hall, Maryland?

33.8% of adults (25+) in Charlotte Hall hold a bachelor's degree or higher, and 12.1% hold a graduate or professional degree.