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Cambridge, Nebraska Demographics & Population 2026

Very AffordableHome value to income ratio of 2.0x is exceptionally low

During the 2020–2024 ACS period, Cambridge, Nebraska had a total population of 1,082, the 112th largest city in Nebraska, with a median household income of $61,528, which is 20% lower than the state average. The poverty rate is 7.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cambridge Quick Facts

Population 1,082
Median Household Income $61,528
Median Home Value $123,400
Poverty Rate 7.9%
Unemployment Rate 0.0%
Median Age 43.4 years
Homeownership Rate 83.7%
Affordability Ratio 2.0x
Bachelor's Degree or Higher 32.5%
High School Graduation Rate 90.7%
Diversity Index 10/100
Population 1,082 112th of 583
Median Income $61,528 average
Poverty Rate 7.9% 37% lower than national
Median Home Value $123,400 average

How Cambridge Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,0361,082+4.4%
Median household income$60,066$61,528+2.4%
Median home value$104,800$123,400+17.7%

How Cambridge Compares

Economy & Housing

Household Income Distribution

Under $25K 24.7%
$25K-$50K 20.2%
$50K-$100K 29.0%
$100K+ 26.0%
Detailed income brackets
Under $10K
5.6%
$10K-$15K
3.2%
$15K-$20K
6.9%
$20K-$25K
9.0%
$25K-$30K
6.9%
$30K-$35K
6.0%
$35K-$40K
2.4%
$40K-$45K
3.0%
$45K-$50K
1.9%
$50K-$60K
3.9%
$60K-$75K
8.4%
$75K-$100K
16.8%
$100K-$125K
12.7%
$125K-$150K
5.2%
$150K-$200K
5.4%
$200K+
2.8%

Employment

0.0% Unemployment Rate State: 3.0%|National: 5.2%
59.0% Labor Force Participation

Housing Overview

Owner 83.7%
Renter 16.3%
Affordability Index Very Affordable
2.0x home value to income ratio
Median gross rent $771/mo 15.0% of median household income annually

People & Demographics

Diversity Index

10out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Cambridge Rankings in Nebraska

#112 Population of 583
#306 Median Income of 519
#73 Education of 583
#239 Home Value of 510

Other Cities in Furnas County

CityPopulationMedian IncomePovertyHome Value
Arapahoe 993 $57,188 18.0% $97,400
Oxford 652 $57,955 20.5% $92,900
Beaver City 547 $56,354 7.8% $78,900
Holbrook 273 $63,750 28.2% $75,000
Edison 147 $60,063 3.4% $35,700
Wilsonville 98 $61,250 9.2% $44,200
Hendley 21 N/A 38.1% $65,000

Cities Similar to Cambridge

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Stromsburg1,074$58,988$159,90023.3%12.2%
Laurel1,018$58,519$164,20038.3%19.2%
Cairo1,035$54,511$193,00019.7%10.0%
Harvard1,008$66,000$102,10013.1%7.3%
Arapahoe993$57,188$97,40021.2%18.0%

Population Overview

Cambridge is a small community located in Nebraska, within Furnas County. The total population is 1,082. It ranks as the 112th most populous out of 583 Census-designated places in Nebraska.

Age Demographics

The median age in Cambridge is 43.4 years. This is 17% higher than the state median of 37.2 years. 10.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cambridge is $61,528. This is 20% lower than the state median of $76,475. It is also 24% lower than the national median of $80,734. The poverty rate stands at 7.9%. This is 26% lower than the state poverty rate of 10.6%. The survey records no unemployed residents in Cambridge, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $123,400. Housing costs are 48% lower than the state median of $238,600. With a home-value-to-income ratio of just 2.0x, Cambridge is one of the most affordable housing markets in the area. 83.7% of occupied housing units are owner-occupied. This homeownership rate is 26% higher than the state average of 66.5%.

Race & Ethnicity

Cambridge has a predominantly White (non-Hispanic) population, comprising 94.5% of all residents. Hispanic or Latino residents account for 3.5%. The Hispanic or Latino population (3.5%) is well below the state average of 12.7%. The Asian population (0.3%) is well below the state average of 2.6%.

Education

32.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 6% lower than the state rate of 34.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.7%.

Data Sources & Methodology

All demographic data for Cambridge, Nebraska is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Nebraska state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 583 Census-designated places in Nebraska. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Nebraska city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cambridge, Nebraska?

Cambridge, Nebraska has a population of 1,082 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cambridge, NE?

The median household income in Cambridge is $61,528, which is 24% lower than the national median of $80,734.

What is the poverty rate in Cambridge, NE?

The poverty rate in Cambridge is 7.9%. This means approximately 83 residents live below the federal poverty line.

What is the racial makeup of Cambridge, Nebraska?

Cambridge's population is 94.5% White, 0.0% Black, 3.5% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Cambridge, NE?

The median home value in Cambridge is $123,400. The home-value-to-income ratio is 2.0x.

How educated is Cambridge, Nebraska?

32.5% of adults (25+) in Cambridge hold a bachelor's degree or higher, and 6.3% hold a graduate or professional degree.