Skip to main content

Oswego, New York Demographics & Population 2026

Very AffordableHome value to income ratio of 2.3x is exceptionally low

During the 2020–2024 ACS period, Oswego, New York had a total population of 17,033, the 112th largest city in New York, with a median household income of $53,172, which is 38% lower than the state average. The poverty rate is 20.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Oswego Quick Facts

Population 17,033
Median Household Income $53,172
Median Home Value $120,600
Poverty Rate 20.6%
Unemployment Rate 8.1%
Median Age 35.7 years
Homeownership Rate 50.2%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 26.1%
High School Graduation Rate 91.3%
Diversity Index 22/100
Population 17,033 112th of 1,289
Median Income $53,172 bottom 20%
Poverty Rate 20.6% 66% higher than national
Median Home Value $120,600 bottom 20%

How Oswego Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population17,02817,033+0.0%
Median household income$53,286$53,172-0.2%
Median home value$114,600$120,600+5.2%

How Oswego Compares

Economy & Housing

Household Income Distribution

Under $25K 21.7%
$25K-$50K 26.6%
$50K-$100K 26.7%
$100K+ 25.1%
Detailed income brackets
Under $10K
6.9%
$10K-$15K
3.7%
$15K-$20K
5.9%
$20K-$25K
5.2%
$25K-$30K
6.7%
$30K-$35K
4.1%
$35K-$40K
4.9%
$40K-$45K
5.9%
$45K-$50K
4.9%
$50K-$60K
6.2%
$60K-$75K
8.0%
$75K-$100K
12.5%
$100K-$125K
8.8%
$125K-$150K
5.7%
$150K-$200K
6.5%
$200K+
4.1%

Employment

8.1% Unemployment Rate State: 6.4%|National: 5.2%
61.5% Labor Force Participation

Housing Overview

Owner 50.2%
Renter 49.8%
Affordability Index Very Affordable
2.3x home value to income ratio
Median gross rent $1,109/mo 25.0% of median household income annually

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Oswego Rankings in New York

#112 Population of 1,289
#1067 Median Income of 1,219
#853 Education of 1,288
#1066 Home Value of 1,232

Other Cities in Oswego County

CityPopulationMedian IncomePovertyHome Value
Fulton 11,272 $52,046 23.5% $101,000
SUNY Oswego 3,564 N/A 42.5% N/A
Phoenix 2,329 $59,327 16.1% $157,000
Mexico 2,241 $73,229 8.1% $167,100
Central Square 2,163 $69,500 15.1% $196,000
Pulaski 2,156 $50,481 20.5% $158,100
Minetto 1,437 $91,912 7.1% $188,700
Constantia 1,371 $107,885 4.7% $175,700
Sand Ridge 838 $34,821 36.5% $211,500
Lacona 808 $76,500 24.6% $131,300

Cities Similar to Oswego

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cortland17,450$59,482$152,60027.2%20.8%
Amsterdam18,166$56,178$137,90022.5%20.2%
Cohoes18,159$61,145$223,40027.7%25.9%
Fort Drum16,065$62,291N/A34.8%11.7%
Gloversville14,962$51,556$106,40016.6%17.6%

Population Overview

Oswego is a small city located in New York, within Oswego County. The total population is 17,033. It ranks as the 112th most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Oswego is 35.7 years. This is 10% lower than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Oswego is $53,172. This is 38% lower than the state median of $85,974. It is also 34% lower than the national median of $80,734. The poverty rate stands at 20.6%. This is 47% higher than the state poverty rate of 14.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 8.1%. This is 27% higher than the state rate of 6.4%. The median home value is $120,600. Housing costs are 72% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.3x, Oswego is one of the most affordable housing markets in the area. 50.2% of occupied housing units are owner-occupied. This homeownership rate is 8% lower than the state average of 54.4%.

Race & Ethnicity

Oswego has a predominantly White (non-Hispanic) population, comprising 88.1% of all residents. Hispanic or Latino residents account for 5.7%. The White (non-Hispanic) population is significantly higher than the state average (88.1% vs 52.8%). The Black or African American population (0.7%) is well below the state average of 13.4%. The Hispanic or Latino population (5.7%) is well below the state average of 19.8%. The Asian population (1.1%) is well below the state average of 9.0%.

Education

26.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.3%.

Data Sources & Methodology

All demographic data for Oswego, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all New York city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Oswego, New York?

Oswego, New York has a population of 17,033 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Oswego, NY?

The median household income in Oswego is $53,172, which is 34% lower than the national median of $80,734.

What is the poverty rate in Oswego, NY?

The poverty rate in Oswego is 20.6%. This means approximately 3,347 residents live below the federal poverty line.

What is the racial makeup of Oswego, New York?

Oswego's population is 88.1% White, 0.7% Black, 5.7% Hispanic/Latino, and 1.1% Asian.

What is the median home value in Oswego, NY?

The median home value in Oswego is $120,600. The home-value-to-income ratio is 2.3x.

How educated is Oswego, New York?

26.1% of adults (25+) in Oswego hold a bachelor's degree or higher, and 11.5% hold a graduate or professional degree.