Carmel, New York Demographics & Population 2026
During the 2020–2024 ACS period, Carmel, New York had a total population of 7,306, the 267th largest community in New York, with a median household income of $114,954, which is 34% higher than the state average. The poverty rate is 8.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 34% above the state average — one of the wealthiest communities in New York.
Carmel Quick Facts
How Carmel Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 7,222 | 7,306 | +1.2% |
| Median household income | $126,224 | $114,954 | -8.9% |
| Median home value | $491,300 | $488,300 | -0.6% |
How Carmel Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Carmel Rankings in New York
Explore New York Rankings
Other Cities in Putnam County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Mahopac | 9,039 | $110,023 | 4.5% | $470,900 |
| Lake Carmel | 7,854 | $109,243 | 8.3% | $363,700 |
| Putnam Lake | 3,664 | $103,561 | 9.0% | $337,000 |
| Brewster | 2,512 | $62,886 | 14.4% | $398,200 |
| Brewster Hill | 2,149 | $107,875 | 16.0% | $464,400 |
| Cold Spring | 1,863 | $117,292 | 4.5% | $600,100 |
| Brewster Heights | 1,196 | $144,485 | 7.9% | $384,300 |
| Nelsonville | 714 | $153,750 | 2.9% | $599,700 |
Cities Similar to Carmel
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Oyster Bay | 7,308 | $111,264 | $695,500 | 46.1% | 7.4% |
| Nyack | 7,393 | $116,649 | $628,200 | 67.3% | 7.3% |
| Binghamton University | 7,449 | N/A | N/A | 0.0% | N/A |
| University at Buffalo | 7,020 | N/A | N/A | 95.7% | 48.5% |
| Oakdale | 7,115 | $118,958 | $613,000 | 46.9% | 7.4% |
Population Overview
Carmel is a small city located in New York, within Putnam County. The total population is 7,306. It ranks as the 267th most populous out of 1,289 Census-designated places in New York.
Age Demographics
The median age in Carmel is 47.0 years. This is 18% higher than the state median of 39.8 years. 13.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Carmel is $114,954. This is 34% higher than the state median of $85,974. It is also 42% higher than the national median of $80,734. The poverty rate stands at 8.8%. This is 37% lower than the state poverty rate of 14.0%. The unemployment rate is 4.8%. This is 24% lower than the state rate of 6.4%. The median home value is $488,300. Housing costs are 15% higher than the state median of $423,800. The home-value-to-income ratio is 4.2x. 75.0% of occupied housing units are owner-occupied. This homeownership rate is 38% higher than the state average of 54.4%.
Race & Ethnicity
The largest racial or ethnic group in Carmel is White (non-Hispanic), making up 78.3% of the population. Hispanic or Latino residents account for 12.8%. The Black or African American population (4.2%) is well below the state average of 13.4%. The Asian population (2.6%) is well below the state average of 9.0%.
Education
40.0% of residents aged 25 and older hold a bachelor's degree or higher. This is about the same as the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.0%. Notably, 20.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Carmel, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Carmel, New York?
Carmel, New York has a population of 7,306 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Carmel, NY?
The median household income in Carmel is $114,954, which is 42% higher than the national median of $80,734.
What is the poverty rate in Carmel, NY?
The poverty rate in Carmel is 8.8%. This means approximately 631 residents live below the federal poverty line.
What is the racial makeup of Carmel, New York?
Carmel's population is 78.3% White, 4.2% Black, 12.8% Hispanic/Latino, and 2.6% Asian.
What is the median home value in Carmel, NY?
The median home value in Carmel is $488,300. The home-value-to-income ratio is 4.2x.
How educated is Carmel, New York?
40.0% of adults (25+) in Carmel hold a bachelor's degree or higher, and 20.6% hold a graduate or professional degree.