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Putnam County, New York Demographics 2026

Putnam County, New York has a population of 98,107, the 29th most populous county in New York. The median household income is $126,257 and the median home value is $471,300. The poverty rate is 7.1%.

Putnam County Quick Facts

Population 98,107
Median Household Income $126,257
Median Home Value $471,300
Poverty Rate 7.1%
Unemployment Rate 4.4%
Median Age 44.0 years
Homeownership Rate 83.8%
Affordability Ratio 3.7x
Bachelor's Degree+ 45.5%
High School Graduation 93.2%
Cities/Places 9
Population 98,107 29th of 62
Median Income $126,257 47% higher than state
Poverty Rate 7.1%
Unemployment 4.4%

How Putnam County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population97,98898,107+0.1%
Median household income$127,405$126,257-0.9%
Median home value$448,000$471,300+5.2%

Median Household Income

Putnam
$126,257
NY
$85,974
National
$80,734

Median Home Value

Putnam
$471,300
NY
$423,800
National
$332,700

Economy & Housing

Household Income Distribution

Under $25K 8.9%
$25K-$50K 9.7%
$50K-$100K 20.7%
$100K+ 60.7%
Detailed income brackets
Under $10K
2.6%
$10K-$15K
1.9%
$15K-$20K
1.5%
$20K-$25K
2.8%
$25K-$30K
2.0%
$30K-$35K
1.7%
$35K-$40K
2.3%
$40K-$45K
2.1%
$45K-$50K
1.7%
$50K-$60K
4.9%
$60K-$75K
5.6%
$75K-$100K
10.2%
$100K-$125K
10.2%
$125K-$150K
9.4%
$150K-$200K
15.5%
$200K+
25.6%

Employment

4.4% Unemployment Rate State: 6.4%|National: 5.2%
64.3% Labor Force Participation

Housing Overview

Owner 83.8%
Renter 16.2%
Affordability Index Affordable
3.7x home value to income ratio
Median gross rent $1,775/mo 16.9% of median household income annually

People & Demographics

Age Distribution

Under 18
19.4%
18-34
19.1%
35-54
26.5%
55-74
27.4%
75+
7.6%

Race & Ethnicity

  • White: 70.9%
  • Black: 2.8%
  • Hispanic: 20.0%
  • Asian: 2.3%
  • Other: 0.9%

Diversity Index

45out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Educational Attainment (Adults 25+)

  • < HS: 6.8%
  • HS Diploma: 24.3%
  • Some College: 15.1%
  • Associate's: 8.3%
  • Bachelor's: 25.1%
  • Graduate+: 20.4%

Cities & Places in Putnam County

CityPopulationMedian IncomePovertyHome Value
Mahopac9,039$110,0234.5%$470,900
Lake Carmel7,854$109,2438.3%$363,700
Carmel7,306$114,9548.8%$488,300
Putnam Lake3,664$103,5619.0%$337,000
Brewster2,512$62,88614.4%$398,200
Brewster Hill2,149$107,87516.0%$464,400
Cold Spring1,863$117,2924.5%$600,100
Brewster Heights1,196$144,4857.9%$384,300
Nelsonville714$153,7502.9%$599,700

Explore New York Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Population Overview

Putnam County is located in New York with a total population of 98,107. It is the 29th most populous county out of 62 in New York. The county encompasses 9 Census-designated places.

Age Demographics

The median age in Putnam County is 44.0 years. This is 11% higher than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Putnam County is $126,257. This is 47% higher than the state median of $85,974. It is also 56% higher than the national median of $80,734. The poverty rate stands at 7.1%. This is 49% lower than the state poverty rate of 14.0%. The unemployment rate is 4.4%. This is 30% lower than the state rate of 6.4%. The median home value is $471,300. Housing costs are 11% higher than the state median of $423,800. The home-value-to-income ratio is 3.7x. 83.8% of occupied housing units are owner-occupied. This homeownership rate is 54% higher than the state average of 54.4%.

Race & Ethnicity

The largest racial or ethnic group in Putnam County is White (non-Hispanic), making up 70.9% of the population. Hispanic or Latino residents account for 20.0%. The Black or African American population (2.8%) is well below the state average of 13.4%. The Asian population (2.3%) is well below the state average of 9.0%.

Education

45.5% of residents aged 25 and older hold a bachelor's degree or higher. This places Putnam County in the top 10% of all counties in the state for educational attainment. This is 13% higher than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.2%. Notably, 20.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All figures for Putnam County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against New York and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Putnam County, New York?

Putnam County has a population of 98,107, making it the 29th most populous county in New York.

What is the median income in Putnam County?

The median household income in Putnam County is $126,257 with a poverty rate of 7.1%.

How many cities are in Putnam County, New York?

Putnam County contains 9 Census-designated places.