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Putnam County, New York Demographics 2026

Putnam County, New York has a population of 97,988, the 29th most populous county in New York. The median household income is $127,405 and the median home value is $448,000. The poverty rate is 6.5%.

Putnam County Quick Facts

Population 97,988
Median Household Income $127,405
Median Home Value $448,000
Poverty Rate 6.5%
Unemployment Rate 4.1%
Median Age 44.2 years
Homeownership Rate 83.0%
Affordability Ratio 3.5x
Bachelor's Degree+ 43.5%
High School Graduation 93.3%
Cities/Places 0
Population 97,988 29th of 62
Median Income $127,405 51% higher state
Poverty Rate 6.5%
Unemployment 4.1%

Economy & Housing

Employment

4.1% Unemployment Rate State: 6.2% | National: 5.2%
64.7% Labor Force Participation

Housing Overview

Owner 83.0%
Renter 17.0%
Affordability Index Affordable
3.5x home value to income ratio

People & Demographics

Diversity Index

44out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 60

Education

Population Overview

Putnam County is located in New York with a total population of 97,988. It is the 29th most populous county out of 62 in New York.

Age Demographics

The median age in Putnam County is 44.2 years. This is 12% higher than the state median of 39.6 years.

Economy, Income & Housing

The median household income in Putnam County is $127,405. This is 51% higher than the state median of $84,578. Compared to the national median of $78,538, household income here is 62% higher. The poverty rate stands at 6.5%. This is 52% lower than the state poverty rate of 13.7%. The unemployment rate is 4.1%. This is 33% lower than the state rate of 6.2%. The median home value is $448,000. Housing costs are 11% higher than the state median of $403,000. The home-value-to-income ratio is 3.5x. 83.0% of occupied housing units are owner-occupied. This homeownership rate is 53% higher than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Putnam County is White (non-Hispanic), making up 72.4% of the population. Hispanic or Latino residents account for 19.1%. The Black or African American population (2.9%) is well below the state average of 13.6%. The Asian population (2.3%) is well below the state average of 8.8%.

Education

43.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 10% higher than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.3%. Notably, 19.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Frequently Asked Questions

What is the population of Putnam County, New York?

Putnam County has a population of 97,988, making it the 29th most populous county in New York.

What is the median income in Putnam County?

The median household income in Putnam County is $127,405 with a poverty rate of 6.5%.

How many cities are in Putnam County, New York?

Putnam County contains 0 Census-designated places.