Putnam Lake, New York Demographics & Population 2026
During the 2020–2024 ACS period, Putnam Lake, New York had a total population of 3,664, the 445th largest community in New York, with a median household income of $103,561, which is 20% higher than the state average. The poverty rate is 9.0%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Unemployment rate of 10.1% is notably above the national average.
Putnam Lake Quick Facts
How Putnam Lake Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 3,673 | 3,664 | -0.2% |
| Median household income | $105,284 | $103,561 | -1.6% |
| Median home value | $308,600 | $337,000 | +9.2% |
How Putnam Lake Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
Moderate diversity with one or two groups making up the majority.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Putnam Lake Rankings in New York
Explore New York Rankings
Other Cities in Putnam County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Mahopac | 9,039 | $110,023 | 4.5% | $470,900 |
| Lake Carmel | 7,854 | $109,243 | 8.3% | $363,700 |
| Carmel | 7,306 | $114,954 | 8.8% | $488,300 |
| Brewster | 2,512 | $62,886 | 14.4% | $398,200 |
| Brewster Hill | 2,149 | $107,875 | 16.0% | $464,400 |
| Cold Spring | 1,863 | $117,292 | 4.5% | $600,100 |
| Brewster Heights | 1,196 | $144,485 | 7.9% | $384,300 |
| Nelsonville | 714 | $153,750 | 2.9% | $599,700 |
Cities Similar to Putnam Lake
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| SUNY Oswego | 3,564 | N/A | N/A | 100.0% | 42.5% |
| Bardonia | 3,717 | $99,794 | $618,200 | 61.1% | 7.7% |
| Highland Falls | 3,683 | $110,714 | $353,900 | 43.2% | 7.2% |
| Minoa | 3,653 | $95,506 | $179,400 | 36.7% | 4.5% |
| Wynantskill | 3,487 | $108,558 | $293,400 | 40.9% | 6.5% |
Population Overview
Putnam Lake is a small community located in New York, within Putnam County. The total population is 3,664. It ranks as the 445th most populous out of 1,289 Census-designated places in New York.
Age Demographics
The median age in Putnam Lake is 45.1 years. This is 13% higher than the state median of 39.8 years. Only 13.3% of residents are under 18, indicating fewer families with children. 12.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Putnam Lake is $103,561. This is 20% higher than the state median of $85,974. It is also 28% higher than the national median of $80,734. The poverty rate stands at 9.0%. This is 35% lower than the state poverty rate of 14.0%. The unemployment rate is 10.1%. This is 59% higher than the state rate of 6.4%. The median home value is $337,000. Housing costs are 20% lower than the state median of $423,800. The home-value-to-income ratio is 3.3x. 96.2% of occupied housing units are owner-occupied. This homeownership rate is 77% higher than the state average of 54.4%.
Race & Ethnicity
The largest racial or ethnic group in Putnam Lake is White (non-Hispanic), making up 69.2% of the population. Hispanic or Latino residents account for 25.9%. The Black or African American population (1.8%) is well below the state average of 13.4%. The Asian population (1.3%) is well below the state average of 9.0%.
Education
30.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 23% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.5%.
Data Sources & Methodology
All demographic data for Putnam Lake, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Putnam Lake, New York?
Putnam Lake, New York has a population of 3,664 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Putnam Lake, NY?
The median household income in Putnam Lake is $103,561, which is 28% higher than the national median of $80,734.
What is the poverty rate in Putnam Lake, NY?
The poverty rate in Putnam Lake is 9.0%. This means approximately 329 residents live below the federal poverty line.
What is the racial makeup of Putnam Lake, New York?
Putnam Lake's population is 69.2% White, 1.8% Black, 25.9% Hispanic/Latino, and 1.3% Asian.
What is the median home value in Putnam Lake, NY?
The median home value in Putnam Lake is $337,000. The home-value-to-income ratio is 3.3x.
How educated is Putnam Lake, New York?
30.9% of adults (25+) in Putnam Lake hold a bachelor's degree or higher, and 11.3% hold a graduate or professional degree.