Lake Carmel, New York Demographics & Population 2026
During the 2020–2024 ACS period, Lake Carmel, New York had a total population of 7,854, the 247th largest community in New York, with a median household income of $109,243, which is 27% higher than the state average. The poverty rate is 8.3%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Lake Carmel Quick Facts
How Lake Carmel Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 8,090 | 7,854 | -2.9% |
| Median household income | $121,402 | $109,243 | -10.0% |
| Median home value | $357,500 | $363,700 | +1.7% |
How Lake Carmel Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Lake Carmel Rankings in New York
Explore New York Rankings
Other Cities in Putnam County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Mahopac | 9,039 | $110,023 | 4.5% | $470,900 |
| Carmel | 7,306 | $114,954 | 8.8% | $488,300 |
| Putnam Lake | 3,664 | $103,561 | 9.0% | $337,000 |
| Brewster | 2,512 | $62,886 | 14.4% | $398,200 |
| Brewster Hill | 2,149 | $107,875 | 16.0% | $464,400 |
| Cold Spring | 1,863 | $117,292 | 4.5% | $600,100 |
| Brewster Heights | 1,196 | $144,485 | 7.9% | $384,300 |
| Nelsonville | 714 | $153,750 | 2.9% | $599,700 |
Cities Similar to Lake Carmel
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Colonie | 7,702 | $103,983 | $285,400 | 35.7% | 7.4% |
| Binghamton University | 7,449 | N/A | N/A | 0.0% | N/A |
| Port Jefferson Station | 7,676 | $120,734 | $507,900 | 41.7% | 9.8% |
| Oyster Bay | 7,308 | $111,264 | $695,500 | 46.1% | 7.4% |
| Baywood | 8,176 | $118,750 | $456,500 | 25.2% | 7.9% |
Population Overview
Lake Carmel is a small city located in New York, within Putnam County. The total population is 7,854. It ranks as the 247th most populous out of 1,289 Census-designated places in New York.
Age Demographics
The median age in Lake Carmel is 40.3 years. This is 1% higher than the state median of 39.8 years.
Economy, Income & Housing
The median household income in Lake Carmel is $109,243. This is 27% higher than the state median of $85,974. It is also 35% higher than the national median of $80,734. The poverty rate stands at 8.3%. This is 41% lower than the state poverty rate of 14.0%. The unemployment rate is 3.9%. This is 39% lower than the state rate of 6.4%. The median home value is $363,700. Housing costs are 14% lower than the state median of $423,800. The home-value-to-income ratio is 3.3x. 85.9% of occupied housing units are owner-occupied. This homeownership rate is 58% higher than the state average of 54.4%.
Race & Ethnicity
The largest racial or ethnic group in Lake Carmel is White (non-Hispanic), making up 59.5% of the population. Hispanic or Latino residents account for 30.7%. The Black or African American population (3.9%) is well below the state average of 13.4%. The Hispanic or Latino population is significantly higher than the state average (30.7% vs 19.8%). The Asian population (1.7%) is well below the state average of 9.0%.
Education
34.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.2%.
Data Sources & Methodology
All demographic data for Lake Carmel, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Lake Carmel, New York?
Lake Carmel, New York has a population of 7,854 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Lake Carmel, NY?
The median household income in Lake Carmel is $109,243, which is 35% higher than the national median of $80,734.
What is the poverty rate in Lake Carmel, NY?
The poverty rate in Lake Carmel is 8.3%. This means approximately 648 residents live below the federal poverty line.
What is the racial makeup of Lake Carmel, New York?
Lake Carmel's population is 59.5% White, 3.9% Black, 30.7% Hispanic/Latino, and 1.7% Asian.
What is the median home value in Lake Carmel, NY?
The median home value in Lake Carmel is $363,700. The home-value-to-income ratio is 3.3x.
How educated is Lake Carmel, New York?
34.6% of adults (25+) in Lake Carmel hold a bachelor's degree or higher, and 13.0% hold a graduate or professional degree.