Cold Spring, New York Demographics & Population 2026
During the 2020–2024 ACS period, Cold Spring, New York had a total population of 1,863, the 662nd largest village in New York, with a median household income of $117,292, which is 36% higher than the state average. The poverty rate is 4.5%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 36% above the state average — one of the wealthiest communities in New York.
- An exceptionally low poverty rate of 4.5% — among the lowest in New York.
- 69.3% of adults hold a bachelor's degree or higher — top 10% in New York.
Cold Spring Quick Facts
How Cold Spring Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,868 | 1,863 | -0.3% |
| Median household income | $116,635 | $117,292 | +0.6% |
| Median home value | $590,600 | $600,100 | +1.6% |
How Cold Spring Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Cold Spring Rankings in New York
Explore New York Rankings
Other Cities in Putnam County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Mahopac | 9,039 | $110,023 | 4.5% | $470,900 |
| Lake Carmel | 7,854 | $109,243 | 8.3% | $363,700 |
| Carmel | 7,306 | $114,954 | 8.8% | $488,300 |
| Putnam Lake | 3,664 | $103,561 | 9.0% | $337,000 |
| Brewster | 2,512 | $62,886 | 14.4% | $398,200 |
| Brewster Hill | 2,149 | $107,875 | 16.0% | $464,400 |
| Brewster Heights | 1,196 | $144,485 | 7.9% | $384,300 |
| Nelsonville | 714 | $153,750 | 2.9% | $599,700 |
Cities Similar to Cold Spring
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Altamont | 1,855 | $112,159 | $318,900 | 50.9% | 6.4% |
| East Ithaca | 1,918 | $116,410 | $332,700 | 74.3% | 7.3% |
| Stone Ridge | 1,884 | $127,601 | $501,400 | 75.9% | 12.8% |
| St. Bonaventure | 1,976 | N/A | $125,300 | 30.4% | 19.3% |
| Broadalbin | 1,819 | $107,557 | $164,300 | 31.1% | 8.1% |
Population Overview
Cold Spring is a small community located in New York, within Putnam County. The total population is 1,863. It ranks as the 662nd most populous out of 1,289 Census-designated places in New York.
Age Demographics
The median age in Cold Spring is 43.0 years. This is 8% higher than the state median of 39.8 years.
Economy, Income & Housing
The median household income in Cold Spring is $117,292. This is 36% higher than the state median of $85,974. It is also 45% higher than the national median of $80,734. The poverty rate stands at 4.5%. This is 68% lower than the state poverty rate of 14.0%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 5.9%. This is 7% lower than the state rate of 6.4%. The median home value is $600,100. Housing costs are 42% higher than the state median of $423,800. The home-value-to-income ratio is 5.1x. 65.0% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 54.4%.
Race & Ethnicity
The largest racial or ethnic group in Cold Spring is White (non-Hispanic), making up 84.1% of the population. Hispanic or Latino residents account for 8.1%. The White (non-Hispanic) population is significantly higher than the state average (84.1% vs 52.8%). The Black or African American population (0.9%) is well below the state average of 13.4%. The Hispanic or Latino population (8.1%) is well below the state average of 19.8%. The Asian population (2.1%) is well below the state average of 9.0%.
Education
69.3% of residents aged 25 and older hold a bachelor's degree or higher. This places Cold Spring in the top 10% of all cities in the state for educational attainment. This is 72% higher than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.6%. Notably, 29.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Cold Spring, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Cold Spring, New York?
Cold Spring, New York has a population of 1,863 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Cold Spring, NY?
The median household income in Cold Spring is $117,292, which is 45% higher than the national median of $80,734.
What is the poverty rate in Cold Spring, NY?
The poverty rate in Cold Spring is 4.5%. This means approximately 84 residents live below the federal poverty line.
What is the racial makeup of Cold Spring, New York?
Cold Spring's population is 84.1% White, 0.9% Black, 8.1% Hispanic/Latino, and 2.1% Asian.
What is the median home value in Cold Spring, NY?
The median home value in Cold Spring is $600,100. The home-value-to-income ratio is 5.1x.
How educated is Cold Spring, New York?
69.3% of adults (25+) in Cold Spring hold a bachelor's degree or higher, and 29.8% hold a graduate or professional degree.