Waterford, Wisconsin Demographics & Population 2026
During the 2020–2024 ACS period, Waterford, Wisconsin had a total population of 5,692, the 144th largest village in Wisconsin, with a median household income of $82,404, which is 6% higher than the state average. The poverty rate is 3.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- An exceptionally low poverty rate of 3.8% — among the lowest in Wisconsin.
- Near full employment with an unemployment rate of just 2.1%.
Waterford Quick Facts
How Waterford Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 5,627 | 5,692 | +1.2% |
| Median household income | $80,380 | $82,404 | +2.5% |
| Median home value | $312,700 | $329,800 | +5.5% |
How Waterford Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 37 | National average: 61
Education
Educational Attainment (Adults 25+)
Waterford Rankings in Wisconsin
Explore Wisconsin Rankings
Other Cities in Racine County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Racine | 77,633 | $57,740 | 18.2% | $166,500 |
| Mount Pleasant | 27,953 | $91,616 | 5.9% | $292,400 |
| Caledonia | 25,257 | $93,152 | 4.5% | $303,400 |
| Burlington | 10,987 | $83,419 | 7.0% | $276,600 |
| Sturtevant | 6,772 | $92,647 | 7.4% | $253,800 |
| Tichigan | 5,052 | $126,933 | 3.6% | $445,800 |
| Union Grove | 5,036 | $107,482 | 4.0% | $277,400 |
| Wind Lake | 4,836 | $102,855 | 5.7% | $386,100 |
| Raymond | 3,945 | $109,464 | 5.0% | $389,700 |
| Rochester | 3,764 | $107,038 | 2.9% | $375,700 |
Cities Similar to Waterford
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Evansville | 5,782 | $81,149 | $276,400 | 35.0% | 5.6% |
| Milton | 5,706 | $85,959 | $249,200 | 28.3% | 6.5% |
| Rothschild | 5,600 | $88,261 | $203,600 | 33.6% | 8.5% |
| Columbus | 5,488 | $75,427 | $230,600 | 27.6% | 6.9% |
| Edgerton | 6,014 | $72,489 | $266,900 | 30.8% | 8.6% |
Population Overview
Waterford is a small city located in Wisconsin, within Racine County. The total population is 5,692. It ranks as the 144th most populous out of 808 Census-designated places in Wisconsin.
Age Demographics
The median age in Waterford is 46.3 years. This is 15% higher than the state median of 40.2 years.
Economy, Income & Housing
The median household income in Waterford is $82,404. This is 6% higher than the state median of $77,485. It is also 2% higher than the national median of $80,734. The poverty rate stands at 3.8%. This is 64% lower than the state poverty rate of 10.5%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.1%. This is 37% lower than the state rate of 3.3%. The median home value is $329,800. Housing costs are 24% higher than the state median of $266,500. The home-value-to-income ratio is 4.0x. 78.4% of occupied housing units are owner-occupied. This homeownership rate is 16% higher than the state average of 67.8%.
Race & Ethnicity
Waterford has a predominantly White (non-Hispanic) population, comprising 88.3% of all residents. Hispanic or Latino residents account for 3.8%. The Black or African American population (1.3%) is well below the state average of 5.9%. The Hispanic or Latino population (3.8%) is well below the state average of 8.0%.
Education
28.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 15% lower than the state rate of 33.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.4%.
Data Sources & Methodology
All demographic data for Waterford, Wisconsin is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Wisconsin state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 808 Census-designated places in Wisconsin. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Waterford, Wisconsin?
Waterford, Wisconsin has a population of 5,692 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Waterford, WI?
The median household income in Waterford is $82,404, which is 2% higher than the national median of $80,734.
What is the poverty rate in Waterford, WI?
The poverty rate in Waterford is 3.8%. This means approximately 217 residents live below the federal poverty line.
What is the racial makeup of Waterford, Wisconsin?
Waterford's population is 88.3% White, 1.3% Black, 3.8% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Waterford, WI?
The median home value in Waterford is $329,800. The home-value-to-income ratio is 4.0x.
How educated is Waterford, Wisconsin?
28.2% of adults (25+) in Waterford hold a bachelor's degree or higher, and 9.4% hold a graduate or professional degree.