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Santa Cruz County, California Demographics 2026

Santa Cruz County, California has a population of 264,926, the 25th most populous county in California. The median household income is $111,093 and the median home value is $1,027,500. The poverty rate is 11.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Santa Cruz County Quick Facts

Population 264,926
Median Household Income $111,093
Median Home Value $1,027,500
Poverty Rate 11.6%
Unemployment Rate 6.1%
Median Age 39.8 years
Homeownership Rate 59.9%
Affordability Ratio 9.2x
Bachelor's Degree+ 43.9%
High School Graduation 88.6%
Cities/Places 30
Population 264,926 25th of 58
Median Income $111,093 12% higher than state
Poverty Rate 11.6%
Unemployment 6.1%

How Santa Cruz County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population266,021264,926-0.4%
Median household income$109,266$111,093+1.7%
Median home value$1,015,200$1,027,500+1.2%

Economy & Housing

Household Income Distribution

Under $25K 11.6%
$25K-$50K 11.2%
$50K-$100K 22.8%
$100K+ 54.4%
Detailed income brackets
Under $10K
4.2%
$10K-$15K
2.7%
$15K-$20K
2.1%
$20K-$25K
2.7%
$25K-$30K
2.2%
$30K-$35K
2.1%
$35K-$40K
2.2%
$40K-$45K
2.3%
$45K-$50K
2.3%
$50K-$60K
4.5%
$60K-$75K
6.8%
$75K-$100K
11.5%
$100K-$125K
9.9%
$125K-$150K
7.6%
$150K-$200K
11.9%
$200K+
25.0%

Employment

6.1% Unemployment Rate State: 6.6%|National: 5.2%
62.8% Labor Force Participation

Housing Overview

Owner 59.9%
Renter 40.1%
Affordability Index Very Expensive
9.2x home value to income ratio
Median gross rent $2,264/mo 24.5% of median household income annually

People & Demographics

Diversity Index

58out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 70 | National average: 61

Education

Cities & Places in Santa Cruz County

CityPopulationMedian IncomePovertyHome Value
Santa Cruz61,607$115,47517.0%$1,209,000
Watsonville51,712$78,39314.7%$686,000
Live Oak16,911$103,67412.9%$1,015,200
Scotts Valley12,044$143,7505.9%$1,105,700
Soquel10,679$118,7779.7%$957,300
Capitola9,689$102,97612.9%$783,000
Rio del Mar9,201$159,9292.3%$1,338,100
Interlaken8,068$109,15014.9%$831,000
Ben Lomond6,858$130,0414.9%$960,700
Aptos6,404$134,0485.9%$1,093,300
Pleasure Point5,489$119,8218.9%$1,183,600
Twin Lakes (Santa Cruz County)5,073$90,08710.6%$959,100
Boulder Creek4,632$84,1567.1%$849,900
Felton4,093$123,0563.6%$900,500
Day Valley3,579$155,0004.1%$1,279,300
Seacliff3,299$130,3855.5%$1,143,600
Freedom3,172$93,7507.3%$755,300
Bonny Doon3,149$144,81316.2%$1,201,900
Amesti2,818$108,83313.5%$879,400
La Selva Beach2,302$160,8339.2%$1,325,700
Aptos Hills-Larkin Valley2,127$158,7887.8%$1,185,000
Corralitos1,884$171,1137.4%$2,000,000+
Brookdale1,378$87,35814.0%$881,700
Mount Hermon939$157,6041.1%$1,003,100
Lompico788$91,60010.9%$631,600
Pasatiempo610$215,4691.8%$1,627,800
Paradise Park470$54,5000.0%N/A
Davenport403$72,1717.2%$946,400
Zayante399$182,8571.8%$863,600
Pajaro Dunes143$112,5000.0%$1,750,000

Population Overview

Santa Cruz County is located in California with a total population of 264,926. It is the 25th most populous county out of 58 in California. The county encompasses 30 Census-designated places.

Age Demographics

The median age in Santa Cruz County is 39.8 years. This is 5% higher than the state median of 37.9 years.

Economy, Income & Housing

The median household income in Santa Cruz County is $111,093. This is 12% higher than the state median of $99,122. It is also 38% higher than the national median of $80,734. The poverty rate stands at 11.6%. This is 3% lower than the state poverty rate of 12.0%. The unemployment rate is 6.1%. This is 7% lower than the state rate of 6.6%. The median home value is $1,027,500. Housing costs are 40% higher than the state median of $734,700. The home-value-to-income ratio of 9.2x suggests that housing affordability is a significant concern for many residents. 59.9% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in Santa Cruz County is White (non-Hispanic), making up 53.9% of the population. Hispanic or Latino residents account for 35.2%. The White (non-Hispanic) population is significantly higher than the state average (53.9% vs 33.8%). The Black or African American population (0.7%) is well below the state average of 5.2%. The Asian population (4.7%) is well below the state average of 15.3%.

Education

43.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 19% higher than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.6%. Notably, 18.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All figures for Santa Cruz County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against California and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Santa Cruz County, California?

Santa Cruz County has a population of 264,926, making it the 25th most populous county in California.

What is the median income in Santa Cruz County?

The median household income in Santa Cruz County is $111,093 with a poverty rate of 11.6%.

How many cities are in Santa Cruz County, California?

Santa Cruz County contains 30 Census-designated places.