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St. Charles, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, St. Charles, Kentucky had a total population of 293, the 428th largest city in Kentucky, with a median household income of $44,688, which is 30% lower than the state average. The poverty rate is 33.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

St. Charles Quick Facts

Population 293
Median Household Income $44,688
Median Home Value $55,700
Poverty Rate 33.8%
Unemployment Rate 0.0%
Median Age 35.2 years
Homeownership Rate 60.9%
Affordability Ratio 1.2x
Bachelor's Degree or Higher 6.5%
High School Graduation Rate 68.8%
Diversity Index 10/100
Population 293 428th of 552
Median Income $44,688 bottom 30%
Poverty Rate 33.8% 171% higher than national
Median Home Value $55,700 bottom 10%

How St. Charles Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population308293-4.9%
Median household income$40,000$44,688+11.7%
Median home value$54,500$55,700+2.2%

How St. Charles Compares

Economy & Housing

Household Income Distribution

Under $25K 33.0%
$25K-$50K 22.6%
$50K-$100K 25.2%
$100K+ 19.1%
Detailed income brackets
Under $10K
10.4%
$10K-$15K
16.5%
$15K-$20K
2.6%
$20K-$25K
3.5%
$25K-$30K
6.1%
$30K-$35K
2.6%
$35K-$40K
1.7%
$40K-$45K
7.0%
$45K-$50K
5.2%
$50K-$60K
3.5%
$60K-$75K
11.3%
$75K-$100K
10.4%
$100K-$125K
2.6%
$125K-$150K
0.0%
$150K-$200K
14.8%
$200K+
1.7%

Employment

0.0% Unemployment Rate State: 4.9%|National: 5.2%
46.9% Labor Force Participation

Housing Overview

Owner 60.9%
Renter 39.1%
Affordability Index Very Affordable
1.2x home value to income ratio
Median gross rent $738/mo 19.8% of median household income annually

People & Demographics

Diversity Index

10out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

St. Charles Rankings in Kentucky

#428 Population of 552
#358 Median Income of 496
#464 Education of 550
#487 Home Value of 495

Other Cities in Hopkins County

CityPopulationMedian IncomePovertyHome Value
Madisonville 19,515 $53,860 23.3% $164,100
Dawson Springs 1,951 $32,838 30.5% $70,000
Earlington 1,084 $38,194 39.3% $64,000
White Plains 1,021 $35,625 26.4% $85,700
Hanson 958 $95,903 7.6% $141,500
Nortonville 904 $55,844 14.5% $69,000
Mortons Gap 650 N/A 24.6% $96,800
Nebo 217 $49,844 14.3% $95,000
Manitou 93 $110,313 0.0% $131,000

Cities Similar to St. Charles

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Phelps301N/A$102,7007.2%36.5%
Big Clifty285N/A$117,80016.9%20.0%
Ghent286$42,188$98,3007.3%20.6%
Hazel299$40,536$111,90021.7%23.8%
Millstone317N/AN/A0.0%0.0%

A note before these figures: with a population of 293, St. Charles's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

St. Charles is a small community located in Kentucky, within Hopkins County. The total population is 293. It ranks as the 428th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in St. Charles is 35.2 years. This is 10% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in St. Charles is $44,688. This is 30% lower than the state median of $63,726. It is also 45% lower than the national median of $80,734. The poverty rate stands at 33.8%. This is 110% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The survey records no unemployed residents in St. Charles, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $55,700. Housing costs are 73% lower than the state median of $205,600. With a home-value-to-income ratio of just 1.2x, St. Charles is one of the most affordable housing markets in the area. 60.9% of occupied housing units are owner-occupied. This homeownership rate is 11% lower than the state average of 68.3%.

Race & Ethnicity

St. Charles has a predominantly White (non-Hispanic) population, comprising 94.9% of all residents. Hispanic or Latino residents account for 2.1%. The Black or African American population (0.7%) is well below the state average of 7.5%. The Hispanic or Latino population (2.1%) is well below the state average of 5.0%.

Education

6.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 77% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 68.8%.

Data Sources & Methodology

All demographic data for St. Charles, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of St. Charles, Kentucky?

St. Charles, Kentucky has a population of 293 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Charles, KY?

The median household income in St. Charles is $44,688, which is 45% lower than the national median of $80,734.

What is the poverty rate in St. Charles, KY?

The poverty rate in St. Charles is 33.8%. This means approximately 99 residents live below the federal poverty line.

What is the racial makeup of St. Charles, Kentucky?

St. Charles's population is 94.9% White, 0.7% Black, 2.1% Hispanic/Latino, and 0.0% Asian.

What is the median home value in St. Charles, KY?

The median home value in St. Charles is $55,700. The home-value-to-income ratio is 1.2x.

How educated is St. Charles, Kentucky?

6.5% of adults (25+) in St. Charles hold a bachelor's degree or higher, and 0.0% hold a graduate or professional degree.