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Columbia, Maryland Demographics & Population 2026

2nd Largest2nd most populous city in Maryland
Highly DiverseNo single racial/ethnic group makes up a majority of the population

During the 2020–2024 ACS period, Columbia, Maryland had a total population of 104,338, the 2nd largest community in Maryland, with a median household income of $131,490, which is 27% higher than the state average. The poverty rate is 7.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Columbia Quick Facts

Population 104,338
Median Household Income $131,490
Median Home Value $497,400
Poverty Rate 7.5%
Unemployment Rate 4.2%
Median Age 39.4 years
Homeownership Rate 64.8%
Affordability Ratio 3.8x
Bachelor's Degree or Higher 63.6%
High School Graduation Rate 95.6%
Diversity Index 71/100
Population 104,338 2nd of 527
Median Income $131,490 top 30%
Poverty Rate 7.5% 40% lower than national
Median Home Value $497,400 top 30%

How Columbia Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population105,871104,338-1.4%
Median household income$129,173$131,490+1.8%
Median home value$480,300$497,400+3.6%

How Columbia Compares

Economy & Housing

Household Income Distribution

Under $25K 8.8%
$25K-$50K 6.9%
$50K-$100K 19.4%
$100K+ 65.0%
Detailed income brackets
Under $10K
2.9%
$10K-$15K
2.0%
$15K-$20K
2.7%
$20K-$25K
1.2%
$25K-$30K
1.3%
$30K-$35K
1.4%
$35K-$40K
1.4%
$40K-$45K
1.4%
$45K-$50K
1.4%
$50K-$60K
4.3%
$60K-$75K
5.1%
$75K-$100K
9.9%
$100K-$125K
12.8%
$125K-$150K
9.1%
$150K-$200K
15.8%
$200K+
27.3%

Employment

4.2% Unemployment Rate State: 4.9%|National: 5.2%
69.9% Labor Force Participation

Housing Overview

Owner 64.8%
Renter 35.2%
Affordability Index Affordable
3.8x home value to income ratio
Median gross rent $2,042/mo 18.6% of median household income annually

People & Demographics

Diversity Index

71out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 68 | National average: 61

Education

Columbia Rankings in Maryland

#2 Population of 527
#125 Median Income of 463
#59 Education of 527
#119 Home Value of 471

Other Cities in Howard County

CityPopulationMedian IncomePovertyHome Value
Ellicott City 75,257 $156,964 3.8% $661,700
Ilchester 28,364 $152,103 5.1% $532,400
Elkridge 26,283 $139,913 7.6% $454,200
North Laurel 25,563 $122,949 4.7% $450,100
Scaggsville 10,564 $207,220 2.9% $668,500
Savage 8,239 $116,895 5.5% $424,300
Fulton 5,677 $222,039 0.7% $913,100
Highland 972 $250,000+ 3.4% $914,000
Lisbon 126 N/A 0.0% N/A

Cities Similar to Columbia

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Germantown90,719$117,546$422,40050.4%8.8%
Waldorf82,943$116,089$407,60034.8%7.7%
Frederick83,395$97,069$401,50043.2%9.2%
Silver Spring81,462$99,860$643,30060.6%10.6%
Ellicott City75,257$156,964$661,70068.8%3.8%

Population Overview

Columbia is a major urban center located in Maryland, within Howard County. The total population is 104,338. It ranks as the 2nd most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Columbia is 39.4 years. This is about the same as the state median of 39.4 years.

Economy, Income & Housing

The median household income in Columbia is $131,490. This is 27% higher than the state median of $103,678. It is also 63% higher than the national median of $80,734. The poverty rate stands at 7.5%. This is 20% lower than the state poverty rate of 9.4%. The unemployment rate is 4.2%. This is 15% lower than the state rate of 4.9%. The median home value is $497,400. Housing costs are 18% higher than the state median of $419,900. The home-value-to-income ratio is 3.8x. 64.8% of occupied housing units are owner-occupied. This homeownership rate is 4% lower than the state average of 67.6%.

Race & Ethnicity

Columbia is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. Black or African American residents account for 28.0%. The Asian population is significantly higher than the state average (11.8% vs 6.5%).

Education

63.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 46% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.6%. Notably, 34.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Columbia, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Maryland city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Columbia, Maryland?

Columbia, Maryland has a population of 104,338 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Columbia, MD?

The median household income in Columbia is $131,490, which is 63% higher than the national median of $80,734.

What is the poverty rate in Columbia, MD?

The poverty rate in Columbia is 7.5%. This means approximately 7,796 residents live below the federal poverty line.

What is the racial makeup of Columbia, Maryland?

Columbia's population is 42.3% White, 28.0% Black, 10.1% Hispanic/Latino, and 11.8% Asian.

What is the median home value in Columbia, MD?

The median home value in Columbia is $497,400. The home-value-to-income ratio is 3.8x.

How educated is Columbia, Maryland?

63.6% of adults (25+) in Columbia hold a bachelor's degree or higher, and 34.9% hold a graduate or professional degree.