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White Oak, Maryland Demographics & Population 2026

During the 2020–2024 ACS period, White Oak, Maryland had a total population of 17,329, the 83rd largest community in Maryland, with a median household income of $83,370, which is 20% lower than the state average. The poverty rate is 15.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

White Oak Quick Facts

Population 17,329
Median Household Income $83,370
Median Home Value $574,000
Poverty Rate 15.1%
Unemployment Rate 7.1%
Median Age 33.2 years
Homeownership Rate 25.7%
Affordability Ratio 6.9x
Bachelor's Degree or Higher 43.4%
High School Graduation Rate 87.8%
Diversity Index 58/100
Population 17,329 83rd of 527
Median Income $83,370 below average
Poverty Rate 15.1% 21% higher than national
Median Home Value $574,000 top 20%

How White Oak Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population16,45817,329+5.3%
Median household income$80,118$83,370+4.1%
Median home value$520,200$574,000+10.3%

How White Oak Compares

Economy & Housing

Household Income Distribution

Under $25K 13.5%
$25K-$50K 18.5%
$50K-$100K 25.9%
$100K+ 42.2%
Detailed income brackets
Under $10K
7.6%
$10K-$15K
0.8%
$15K-$20K
1.8%
$20K-$25K
3.2%
$25K-$30K
2.6%
$30K-$35K
6.5%
$35K-$40K
3.4%
$40K-$45K
3.2%
$45K-$50K
2.7%
$50K-$60K
5.2%
$60K-$75K
10.0%
$75K-$100K
10.7%
$100K-$125K
16.7%
$125K-$150K
4.5%
$150K-$200K
8.0%
$200K+
13.0%

Employment

7.1% Unemployment Rate State: 4.9%|National: 5.2%
70.3% Labor Force Participation

Housing Overview

Owner 25.7%
Renter 74.3%
Affordability Index Expensive
6.9x home value to income ratio
Median gross rent $1,808/mo 26.0% of median household income annually

People & Demographics

Diversity Index

58out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 68 | National average: 61

Education

White Oak Rankings in Maryland

#83 Population of 527
#315 Median Income of 463
#180 Education of 527
#82 Home Value of 471

Other Cities in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Germantown 90,719 $117,546 8.8% $422,400
Silver Spring 81,462 $99,860 10.6% $643,300
Gaithersburg 69,825 $112,467 8.8% $496,500
Bethesda 69,397 $192,237 4.3% $1,169,900
Rockville 67,671 $128,649 7.6% $682,300
Aspen Hill 53,279 $111,575 9.7% $570,000
Wheaton 52,926 $111,478 13.1% $501,200
North Bethesda 49,677 $129,092 5.2% $731,800
Potomac 45,902 $236,675 3.9% $1,157,000
Olney 35,797 $171,458 4.3% $656,600

Cities Similar to White Oak

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Adelphi17,395$82,137$425,20030.0%16.2%
Aberdeen17,298$74,826$261,40025.6%14.3%
Easton17,308$74,653$358,90038.0%11.0%
East Riverdale18,336$81,831$361,40015.1%24.0%
Ferndale17,529$94,948$327,60023.2%8.2%

Population Overview

White Oak is a small city located in Maryland, within Montgomery County. The total population is 17,329. It ranks as the 83rd most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in White Oak is 33.2 years. This is 16% lower than the state median of 39.4 years.

Economy, Income & Housing

The median household income in White Oak is $83,370. This is 20% lower than the state median of $103,678. It is also 3% higher than the national median of $80,734. The poverty rate stands at 15.1%. This is 60% higher than the state poverty rate of 9.4%. The unemployment rate is 7.1%. This is 46% higher than the state rate of 4.9%. The median home value is $574,000. Housing costs are 37% higher than the state median of $419,900. The home-value-to-income ratio of 6.9x suggests that housing affordability is a significant concern for many residents. 25.7% of occupied housing units are owner-occupied. This homeownership rate is 62% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in White Oak is Black or African American, making up 61.5% of the population. Hispanic or Latino residents account for 17.1%. The White (non-Hispanic) population (9.8%) is well below the state average of 46.6%. The Black or African American population is significantly higher than the state average (61.5% vs 28.9%).

Education

43.4% of residents aged 25 and older hold a bachelor's degree or higher. This is about the same as the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.8%. Notably, 21.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for White Oak, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of White Oak, Maryland?

White Oak, Maryland has a population of 17,329 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in White Oak, MD?

The median household income in White Oak is $83,370, which is 3% higher than the national median of $80,734.

What is the poverty rate in White Oak, MD?

The poverty rate in White Oak is 15.1%. This means approximately 2,614 residents live below the federal poverty line.

What is the racial makeup of White Oak, Maryland?

White Oak's population is 9.8% White, 61.5% Black, 17.1% Hispanic/Latino, and 8.7% Asian.

What is the median home value in White Oak, MD?

The median home value in White Oak is $574,000. The home-value-to-income ratio is 6.9x.

How educated is White Oak, Maryland?

43.4% of adults (25+) in White Oak hold a bachelor's degree or higher, and 21.1% hold a graduate or professional degree.