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Gardner, Massachusetts Demographics & Population 2026

During the 2020–2024 ACS period, Gardner, Massachusetts had a total population of 21,148, the 68th largest city in Massachusetts, with a median household income of $67,518, which is 35% lower than the state average. The poverty rate is 13.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Gardner Quick Facts

Population 21,148
Median Household Income $67,518
Median Home Value $301,600
Poverty Rate 13.7%
Unemployment Rate 7.0%
Median Age 43.7 years
Homeownership Rate 58.9%
Affordability Ratio 4.5x
Bachelor's Degree or Higher 23.8%
High School Graduation Rate 87.0%
Diversity Index 38/100
Population 21,148 68th of 248
Median Income $67,518 bottom 20%
Poverty Rate 13.7% 10% higher than national
Median Home Value $301,600 bottom 20%

How Gardner Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population21,07521,148+0.3%
Median household income$62,948$67,518+7.3%
Median home value$271,300$301,600+11.2%

How Gardner Compares

Economy & Housing

Household Income Distribution

Under $25K 20.2%
$25K-$50K 18.5%
$50K-$100K 29.1%
$100K+ 32.2%
Detailed income brackets
Under $10K
5.1%
$10K-$15K
6.4%
$15K-$20K
2.6%
$20K-$25K
6.1%
$25K-$30K
2.7%
$30K-$35K
4.4%
$35K-$40K
2.3%
$40K-$45K
4.9%
$45K-$50K
4.2%
$50K-$60K
7.0%
$60K-$75K
9.3%
$75K-$100K
12.9%
$100K-$125K
8.7%
$125K-$150K
11.2%
$150K-$200K
6.0%
$200K+
6.2%

Employment

7.0% Unemployment Rate State: 5.1%|National: 5.2%
58.9% Labor Force Participation

Housing Overview

Owner 58.9%
Renter 41.1%
Affordability Index Moderate
4.5x home value to income ratio
Median gross rent $1,109/mo 19.7% of median household income annually

People & Demographics

Diversity Index

38out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 53 | National average: 61

Education

Gardner Rankings in Massachusetts

#68 Population of 248
#211 Median Income of 241
#223 Education of 248
#218 Home Value of 242

Other Cities in Worcester County

CityPopulationMedian IncomePovertyHome Value
Worcester 207,055 $70,102 19.6% $374,400
Leominster 43,909 $83,816 9.2% $380,400
Fitchburg 41,798 $73,040 15.6% $336,400
Milford 27,731 $93,310 8.4% $464,700
Southbridge Town 17,928 $66,287 15.3% $294,800
Webster 12,228 $63,837 16.0% $333,100
Athol 8,801 $67,394 21.0% $248,700
Clinton 7,658 $79,516 9.2% $375,600
Whitinsville 7,115 $96,145 10.3% $449,600
Northborough 6,392 $133,839 2.1% $560,500

Cities Similar to Gardner

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Southbridge Town17,928$66,287$294,80019.4%15.3%
Greenfield17,664$55,614$263,10039.1%15.2%
Easthampton16,086$71,673$371,50038.0%8.0%
West Springfield Town28,772$69,371$321,50034.0%11.9%
Stoneham23,355$113,964$671,90055.9%5.3%

Population Overview

Gardner is a small city located in Massachusetts, within Worcester County. The total population is 21,148. It ranks as the 68th most populous out of 248 Census-designated places in Massachusetts.

Age Demographics

The median age in Gardner is 43.7 years. This is 9% higher than the state median of 40.0 years.

Economy, Income & Housing

The median household income in Gardner is $67,518. This is 35% lower than the state median of $103,960. It is also 16% lower than the national median of $80,734. The poverty rate stands at 13.7%. This is 37% higher than the state poverty rate of 10.0%. The unemployment rate is 7.0%. This is 36% higher than the state rate of 5.1%. The median home value is $301,600. Housing costs are 46% lower than the state median of $562,100. The home-value-to-income ratio is 4.5x. 58.9% of occupied housing units are owner-occupied. This homeownership rate is 6% lower than the state average of 62.5%.

Race & Ethnicity

The largest racial or ethnic group in Gardner is White (non-Hispanic), making up 77.6% of the population. Hispanic or Latino residents account for 10.7%. The Asian population (2.4%) is well below the state average of 7.2%.

Education

23.8% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 50% lower than the state rate of 47.3%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.0%.

Data Sources & Methodology

All demographic data for Gardner, Massachusetts is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Massachusetts state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 248 Census-designated places in Massachusetts. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Gardner, Massachusetts?

Gardner, Massachusetts has a population of 21,148 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Gardner, MA?

The median household income in Gardner is $67,518, which is 16% lower than the national median of $80,734.

What is the poverty rate in Gardner, MA?

The poverty rate in Gardner is 13.7%. This means approximately 2,747 residents live below the federal poverty line.

What is the racial makeup of Gardner, Massachusetts?

Gardner's population is 77.6% White, 4.0% Black, 10.7% Hispanic/Latino, and 2.4% Asian.

What is the median home value in Gardner, MA?

The median home value in Gardner is $301,600. The home-value-to-income ratio is 4.5x.

How educated is Gardner, Massachusetts?

23.8% of adults (25+) in Gardner hold a bachelor's degree or higher, and 8.0% hold a graduate or professional degree.