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Neptune City borough, New Jersey Demographics & Population 2026

As of 2026, Neptune City borough, New Jersey has a total population of 4,607, the 313th largest city in New Jersey, with a median household income of $82,872, which is 18% lower than the state average. The poverty rate is 18.2%.

Neptune City borough Quick Facts

Population 4,607
Median Household Income $82,872
Median Home Value $383,600
Poverty Rate 18.2%
Unemployment Rate 4.8%
Median Age 40.9 years
Homeownership Rate 64.0%
Affordability Ratio 4.6x
Bachelor's Degree or Higher 29.0%
High School Graduation Rate 93.3%
Diversity Index 56/100
Population 4,607 313th of 700
Median Income $82,872 bottom 30%
Poverty Rate 18.2% 46% higher national
Median Home Value $383,600 average

How Neptune City borough Compares

Economy & Housing

Employment

4.8% Unemployment Rate State: 6.2% | National: 5.2%
72.9% Labor Force Participation

Housing Overview

Owner 64.0%
Renter 36.0%
Affordability Index Moderate
4.6x home value to income ratio

People & Demographics

Diversity Index

56out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 65 | National average: 60

Education

Neptune City borough Rankings in New Jersey

#313 Population of 700
#502 Median Income of 700
#502 Education of 700
#356 Home Value of 700

Other Cities in Monmouth County

CityPopulationMedian IncomePovertyHome Value
Long Branch city 32,184 $73,381 16.2% $519,000
Tinton Falls borough 19,252 $113,844 8.6% $458,300
Asbury Park city 15,239 $71,080 18.8% $508,800
Eatontown borough 13,537 $90,174 5.8% $454,300
Red Bank borough 12,864 $101,738 8.9% $477,000
Freehold borough 12,504 $82,183 14.3% $401,900
Keansburg borough 9,729 $87,484 11.4% $274,500
Matawan borough 9,636 $122,026 10.1% $447,000
West Long Branch borough 8,576 $123,661 2.8% $631,300
Rumson borough 7,265 $250,001 3.2% $1,609,400

Cities Similar to Neptune City borough

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Blackwood CDP4,615$81,154$231,00020.8%11.2%
McGuire AFB CDP4,491$79,423N/A39.0%2.9%
Highlands borough4,575$90,082$394,80053.7%7.6%
Buena borough4,500$78,393$249,10021.4%6.0%
Mount Ephraim borough4,648$95,137$223,80023.1%8.9%

Population Overview

Neptune City borough is a small community located in New Jersey, within Monmouth County. The total population is 4,607. It ranks as the 313th most populous out of 700 cities and towns in New Jersey.

Age Demographics

The median age in Neptune City borough is 40.9 years. This is 2% higher than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Neptune City borough is $82,872. This is 18% lower than the state median of $101,050. Compared to the national median of $78,538, household income here is 6% higher. The poverty rate stands at 18.2%. This is 86% higher than the state poverty rate of 9.8%. The unemployment rate is 4.8%. This is 22% lower than the state rate of 6.2%. The median home value is $383,600. Housing costs are 10% lower than the state median of $427,600. The home-value-to-income ratio is 4.6x. 64.0% of occupied housing units are owner-occupied.

Race & Ethnicity

The largest racial or ethnic group in Neptune City borough is White (non-Hispanic), making up 62.1% of the population. Black or African American residents account for 18.4%. The Asian population (0.4%) is well below the state average of 9.8%.

Education

29.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 32% lower than the state rate of 42.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.3%.

Data Sources & Methodology

All demographic data for Neptune City borough, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Neptune City borough, New Jersey?

Neptune City borough, New Jersey has a population of 4,607 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Neptune City borough, NJ?

The median household income in Neptune City borough is $82,872, which is 6% higher the national median of $78,538.

What is the poverty rate in Neptune City borough, NJ?

The poverty rate in Neptune City borough is 18.2%. This means approximately 811 residents live below the federal poverty line.

What is the racial makeup of Neptune City borough, New Jersey?

Neptune City borough's population is 62.1% White, 18.4% Black, 15.6% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Neptune City borough, NJ?

The median home value in Neptune City borough is $383,600. The home-value-to-income ratio is 4.6x.

How educated is Neptune City borough, New Jersey?

29.0% of adults (25+) in Neptune City borough hold a bachelor's degree or higher, and 11.0% hold a graduate or professional degree.