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Neptune City, New Jersey Demographics & Population 2026

During the 2020–2024 ACS period, Neptune City, New Jersey had a total population of 4,606, the 314th largest borough in New Jersey, with a median household income of $88,864, which is 14% lower than the state average. The poverty rate is 16.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Neptune City Quick Facts

Population 4,606
Median Household Income $88,864
Median Home Value $420,700
Poverty Rate 16.9%
Unemployment Rate 5.8%
Median Age 41.7 years
Homeownership Rate 72.1%
Affordability Ratio 4.7x
Bachelor's Degree or Higher 30.5%
High School Graduation Rate 94.5%
Diversity Index 61/100
Population 4,606 314th of 700
Median Income $88,864 bottom 30%
Poverty Rate 16.9% 36% higher than national
Median Home Value $420,700 average

How Neptune City Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,6074,606-0.0%
Median household income$82,872$88,864+7.2%
Median home value$383,600$420,700+9.7%

How Neptune City Compares

Economy & Housing

Household Income Distribution

Under $25K 23.8%
$25K-$50K 6.6%
$50K-$100K 26.1%
$100K+ 43.5%
Detailed income brackets
Under $10K
10.5%
$10K-$15K
1.0%
$15K-$20K
9.6%
$20K-$25K
2.7%
$25K-$30K
0.9%
$30K-$35K
0.9%
$35K-$40K
0.8%
$40K-$45K
1.7%
$45K-$50K
2.3%
$50K-$60K
9.0%
$60K-$75K
5.7%
$75K-$100K
11.4%
$100K-$125K
10.0%
$125K-$150K
8.5%
$150K-$200K
4.5%
$200K+
20.6%

Employment

5.8% Unemployment Rate State: 6.3%|National: 5.2%
77.7% Labor Force Participation

Housing Overview

Owner 72.1%
Renter 27.9%
Affordability Index Moderate
4.7x home value to income ratio
Median gross rent $1,526/mo 20.6% of median household income annually

People & Demographics

Diversity Index

61out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 66 | National average: 61

Education

Neptune City Rankings in New Jersey

#314 Population of 700
#477 Median Income of 662
#488 Education of 699
#348 Home Value of 678

Other Cities in Monmouth County

CityPopulationMedian IncomePovertyHome Value
Long Branch 32,530 $79,653 15.5% $574,000
Tinton Falls 19,361 $117,308 6.8% $478,000
Asbury Park 15,295 $75,544 21.9% $581,100
West Freehold 14,883 $130,800 4.0% $529,000
Eatontown 13,575 $90,463 4.4% $492,400
Red Bank 12,862 $97,477 8.7% $504,900
Freehold 12,507 $85,707 14.3% $416,800
Robertsville 12,035 $210,661 2.6% $685,100
Keansburg 9,719 $81,428 10.7% $311,800
Matawan 9,710 $123,354 10.5% $467,800

Cities Similar to Neptune City

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Highlands4,518$91,913$455,00051.5%10.1%
Blackwood4,443$90,061$235,50021.8%11.4%
Ellisburg4,829$90,417$330,90042.9%12.3%
Mount Ephraim4,669$79,804$236,70024.4%10.5%
Oak Valley4,413$93,472$242,60017.8%16.2%

Population Overview

Neptune City is a small community located in New Jersey, within Monmouth County. The total population is 4,606. It ranks as the 314th most populous out of 700 Census-designated places in New Jersey.

Age Demographics

The median age in Neptune City is 41.7 years. This is 4% higher than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Neptune City is $88,864. This is 14% lower than the state median of $103,556. It is also 10% higher than the national median of $80,734. The poverty rate stands at 16.9%. This is 74% higher than the state poverty rate of 9.7%. The unemployment rate is 5.8%. This is 7% lower than the state rate of 6.3%. The median home value is $420,700. Housing costs are 7% lower than the state median of $454,400. The home-value-to-income ratio is 4.7x. 72.1% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 63.8%.

Race & Ethnicity

The largest racial or ethnic group in Neptune City is White (non-Hispanic), making up 58.4% of the population. Black or African American residents account for 16.4%. The Asian population (3.5%) is well below the state average of 10.1%.

Education

30.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 30% lower than the state rate of 43.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.5%.

Data Sources & Methodology

All demographic data for Neptune City, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Neptune City, New Jersey?

Neptune City, New Jersey has a population of 4,606 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Neptune City, NJ?

The median household income in Neptune City is $88,864, which is 10% higher than the national median of $80,734.

What is the poverty rate in Neptune City, NJ?

The poverty rate in Neptune City is 16.9%. This means approximately 754 residents live below the federal poverty line.

What is the racial makeup of Neptune City, New Jersey?

Neptune City's population is 58.4% White, 16.4% Black, 11.8% Hispanic/Latino, and 3.5% Asian.

What is the median home value in Neptune City, NJ?

The median home value in Neptune City is $420,700. The home-value-to-income ratio is 4.7x.

How educated is Neptune City, New Jersey?

30.5% of adults (25+) in Neptune City hold a bachelor's degree or higher, and 10.5% hold a graduate or professional degree.