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Oak Valley CDP, New Jersey Demographics & Population 2026

Very AffordableHome value to income ratio of 2.5x is exceptionally low

As of 2026, Oak Valley CDP, New Jersey has a total population of 4,374, the 324th largest city in New Jersey, with a median household income of $90,563, which is 10% lower than the state average. The poverty rate is 16.1%.

Key Takeaways

Oak Valley CDP Quick Facts

Population 4,374
Median Household Income $90,563
Median Home Value $226,000
Poverty Rate 16.1%
Unemployment Rate 3.5%
Median Age 32.5 years
Homeownership Rate 86.1%
Affordability Ratio 2.5x
Bachelor's Degree or Higher 18.4%
High School Graduation Rate 91.8%
Diversity Index 40/100
Population 4,374 324th of 700
Median Income $90,563 below average
Poverty Rate 16.1% 30% higher national
Median Home Value $226,000 bottom 20%

How Oak Valley CDP Compares

Economy & Housing

Employment

3.5% Unemployment Rate State: 6.2% | National: 5.2%
66.2% Labor Force Participation

Housing Overview

Owner 86.1%
Renter 13.9%
Affordability Index Very Affordable
2.5x home value to income ratio

People & Demographics

Diversity Index

40out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 60

Education

Oak Valley CDP Rankings in New Jersey

#324 Population of 700
#447 Median Income of 700
#629 Education of 700
#587 Home Value of 700

Cities Similar to Oak Valley CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Magnolia borough4,360$89,489$221,10034.0%5.3%
Highlands borough4,575$90,082$394,80053.7%7.6%
Bradley Beach borough4,264$94,722$857,20065.2%6.0%
Mount Ephraim borough4,648$95,137$223,80023.1%8.9%
Bordentown city4,006$91,208$322,30045.9%5.8%

Population Overview

Oak Valley CDP is a small community located in New Jersey. The total population is 4,374. It ranks as the 324th most populous out of 700 cities and towns in New Jersey.

Age Demographics

The median age in Oak Valley CDP is 32.5 years. This is 19% lower than the state median of 40.1 years. With 31.4% of the population under 18, Oak Valley CDP has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Oak Valley CDP is $90,563. This is 10% lower than the state median of $101,050. Compared to the national median of $78,538, household income here is 15% higher. The poverty rate stands at 16.1%. This is 65% higher than the state poverty rate of 9.8%. The unemployment rate is 3.5%. This is 43% lower than the state rate of 6.2%. The median home value is $226,000. Housing costs are 47% lower than the state median of $427,600. With a home-value-to-income ratio of just 2.5x, Oak Valley CDP is one of the most affordable housing markets in the area. 86.1% of occupied housing units are owner-occupied. This homeownership rate is 35% higher than the state average of 63.7%.

Race & Ethnicity

The largest racial or ethnic group in Oak Valley CDP is White (non-Hispanic), making up 75.9% of the population. Black or African American residents account for 15.9%. The Hispanic or Latino population (5.3%) is well below the state average of 21.9%. The Asian population (1.1%) is well below the state average of 9.8%.

Education

18.4% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 57% lower than the state rate of 42.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.8%.

Data Sources & Methodology

All demographic data for Oak Valley CDP, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Oak Valley CDP, New Jersey?

Oak Valley CDP, New Jersey has a population of 4,374 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Oak Valley CDP, NJ?

The median household income in Oak Valley CDP is $90,563, which is 15% higher the national median of $78,538.

What is the poverty rate in Oak Valley CDP, NJ?

The poverty rate in Oak Valley CDP is 16.1%. This means approximately 706 residents live below the federal poverty line.

What is the racial makeup of Oak Valley CDP, New Jersey?

Oak Valley CDP's population is 75.9% White, 15.9% Black, 5.3% Hispanic/Latino, and 1.1% Asian.

What is the median home value in Oak Valley CDP, NJ?

The median home value in Oak Valley CDP is $226,000. The home-value-to-income ratio is 2.5x.

How educated is Oak Valley CDP, New Jersey?

18.4% of adults (25+) in Oak Valley CDP hold a bachelor's degree or higher, and 3.1% hold a graduate or professional degree.