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Waterville, New York Demographics & Population 2026

Very AffordableHome value to income ratio of 2.1x is exceptionally low

During the 2020–2024 ACS period, Waterville, New York had a total population of 1,731, the 682nd largest village in New York, with a median household income of $82,273, which is 4% lower than the state average. The poverty rate is 8.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Waterville Quick Facts

Population 1,731
Median Household Income $82,273
Median Home Value $170,100
Poverty Rate 8.1%
Unemployment Rate 0.7%
Median Age 44.9 years
Homeownership Rate 54.1%
Affordability Ratio 2.1x
Bachelor's Degree or Higher 24.7%
High School Graduation Rate 94.4%
Diversity Index 14/100
Population 1,731 682nd of 1,289
Median Income $82,273 average
Poverty Rate 8.1% 35% lower than national
Median Home Value $170,100 below average

How Waterville Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,6821,731+2.9%
Median household income$76,125$82,273+8.1%
Median home value$158,300$170,100+7.5%

How Waterville Compares

Economy & Housing

Household Income Distribution

Under $25K 16.8%
$25K-$50K 13.2%
$50K-$100K 32.8%
$100K+ 37.2%
Detailed income brackets
Under $10K
8.1%
$10K-$15K
1.8%
$15K-$20K
4.1%
$20K-$25K
2.8%
$25K-$30K
0.9%
$30K-$35K
4.9%
$35K-$40K
2.6%
$40K-$45K
1.7%
$45K-$50K
3.0%
$50K-$60K
5.7%
$60K-$75K
9.8%
$75K-$100K
17.3%
$100K-$125K
23.4%
$125K-$150K
4.6%
$150K-$200K
4.1%
$200K+
5.0%

Employment

0.7% Unemployment Rate State: 6.4%|National: 5.2%
66.5% Labor Force Participation

Housing Overview

Owner 54.1%
Renter 45.9%
Affordability Index Very Affordable
2.1x home value to income ratio
Median gross rent $820/mo 12.0% of median household income annually

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Waterville Rankings in New York

#682 Population of 1,289
#627 Median Income of 1,219
#893 Education of 1,288
#838 Home Value of 1,232

Other Cities in Oneida County

CityPopulationMedian IncomePovertyHome Value
Utica 64,217 $52,484 27.5% $151,300
Rome 31,795 $59,925 18.1% $154,400
New York Mills 3,856 $57,578 34.4% $207,700
Whitesboro 3,633 $45,934 22.8% $160,700
Lake Delta 3,202 $100,094 1.8% $239,400
Sherrill 3,028 $88,947 5.7% $227,500
Camden 2,695 $78,375 7.5% $177,600
Yorkville 2,613 $72,969 4.2% $156,300
Washington Mills 2,112 $134,397 7.0% $231,300
Hamilton College 2,058 N/A 0.0% N/A

Cities Similar to Waterville

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Houghton1,728$83,571$163,20071.0%20.4%
Youngstown1,758$81,369$216,10042.0%5.3%
Cairo1,660$81,885$237,70028.6%6.5%
Chatham1,669$79,886$323,10048.2%10.7%
Kerhonkson1,677$78,459$236,00019.4%16.8%

Population Overview

Waterville is a small community located in New York, within Oneida County. The total population is 1,731. It ranks as the 682nd most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Waterville is 44.9 years. This is 13% higher than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Waterville is $82,273. This is 4% lower than the state median of $85,974. It is also 2% higher than the national median of $80,734. The poverty rate stands at 8.1%. This is 42% lower than the state poverty rate of 14.0%. The unemployment rate is 0.7%. This is 88% lower than the state rate of 6.4%. The median home value is $170,100. Housing costs are 60% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.1x, Waterville is one of the most affordable housing markets in the area. 54.1% of occupied housing units are owner-occupied.

Race & Ethnicity

Waterville has a predominantly White (non-Hispanic) population, comprising 92.5% of all residents. Hispanic or Latino residents account for 3.8%. The White (non-Hispanic) population is significantly higher than the state average (92.5% vs 52.8%). The Hispanic or Latino population (3.8%) is well below the state average of 19.8%. The Asian population (1.0%) is well below the state average of 9.0%.

Education

24.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.4%.

Data Sources & Methodology

All demographic data for Waterville, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Waterville, New York?

Waterville, New York has a population of 1,731 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Waterville, NY?

The median household income in Waterville is $82,273, which is 2% higher than the national median of $80,734.

What is the poverty rate in Waterville, NY?

The poverty rate in Waterville is 8.1%. This means approximately 133 residents live below the federal poverty line.

What is the racial makeup of Waterville, New York?

Waterville's population is 92.5% White, 0.0% Black, 3.8% Hispanic/Latino, and 1.0% Asian.

What is the median home value in Waterville, NY?

The median home value in Waterville is $170,100. The home-value-to-income ratio is 2.1x.

How educated is Waterville, New York?

24.7% of adults (25+) in Waterville hold a bachelor's degree or higher, and 10.9% hold a graduate or professional degree.