US Cities With the Highest Homeownership Rates

Nationally, 65.2% of occupied homes are owned by the people who live in them — but in The Villages, FL, that figure reaches 93.3%. This page ranks the 100 US cities of 50,000+ residents where homeownership is most common, alongside the home values and incomes that make it possible.

Top 10 Homeownership Rates

The Villages

93.3%

Levittown

92.3%

Queen Creek

90.2%

Lakeville

87.8%

El Dorado Hills

87.5%

Levittown

87.2%

Livonia

87.2%

Tinley Park

86.9%

Buckeye

86.1%

Orland Park

85.8%

The highest-ownership cities are almost all planned residential suburbs — places like The Villages and Levittown that were built as subdivisions of single-family homes, with little rental stock in the housing mix at all. Ownership this high is as much a zoning outcome as an economic one: when a city's housing is 90% single-family houses, its households are overwhelmingly buyers, whatever the price level.

The contrast with renter cities is stark — in some large US cities, fewer than a third of households own, and the cities where renters outnumber homeowners analysis maps that other extreme. State-level patterns follow affordability: the highest-ownership states are the ones where prices sit closest to local incomes, a relationship the affordability ranking quantifies directly.

Full Rankings

#	City	Homeownership	Median Home Value	Median Income	Population
1	The Villages, FL	93.3%	$400,100	$77,622	83,498
2	Levittown, NY	92.3%	$590,500	$146,068	51,904
3	Queen Creek, AZ	90.2%	$635,400	$141,978	71,867
4	Lakeville, MN	87.8%	$452,500	$139,041	74,354
5	El Dorado Hills, CA	87.5%	$909,500	$165,349	51,026
6	Levittown, PA	87.2%	$341,300	$105,071	50,926
7	Livonia, MI	87.2%	$281,100	$98,460	93,851
8	Tinley Park, IL	86.9%	$299,900	$105,189	54,842
9	Buckeye, AZ	86.1%	$419,800	$99,486	104,923
10	Orland Park, IL	85.8%	$367,200	$98,910	57,916
11	Bartlett, TN	85.6%	$310,400	$102,070	56,876
12	Blaine, MN	85.3%	$352,400	$106,801	72,488
13	Eagle Mountain, UT	84.7%	$518,100	$113,648	53,290
14	East Honolulu, HI	84.5%	$1,212,000	$159,518	51,360
15	Port St. Lucie, FL	84.0%	$369,200	$80,648	232,491
16	Lincoln, CA	83.9%	$651,000	$111,990	52,956
17	Bowie, MD	83.9%	$459,300	$141,995	57,926
18	Marana, AZ	83.7%	$413,800	$112,606	56,938
19	Maricopa, AZ	83.6%	$377,200	$96,391	67,163
20	Port Charlotte, FL	83.2%	$269,900	$63,844	66,133
21	St. Clair Shores, MI	83.1%	$210,700	$73,500	58,140
22	Yorba Linda, CA	83.0%	$1,147,100	$157,582	67,170
23	Atascocita, TX	82.5%	$307,400	$118,226	99,354
24	Sammamish, WA	82.5%	$1,407,300	$239,690	66,463
25	Oak Lawn, IL	82.5%	$281,200	$83,911	56,861
26	Flower Mound, TX	82.5%	$560,200	$161,235	78,389
27	Maple Grove, MN	82.3%	$418,300	$132,731	71,173
28	Brentwood, CA	82.2%	$836,600	$142,494	65,208
29	Rio Rancho, NM	82.2%	$310,200	$89,596	108,515
30	San Tan Valley, AZ	82.2%	$410,100	$96,713	109,189
31	Bel Air South, MD	81.9%	$405,900	$123,653	58,137
32	Palm Coast, FL	81.9%	$350,800	$77,350	98,258
33	Toms River, NJ	81.8%	$403,600	$100,137	94,956
34	Bonita Springs, FL	81.8%	$497,100	$95,210	55,904
35	Missouri City, TX	81.8%	$311,400	$94,390	76,558
36	South Jordan, UT	81.4%	$650,500	$134,047	82,686
37	O'Fallon, MO	81.0%	$326,200	$110,443	93,801
38	North Port, FL	80.9%	$362,500	$84,049	84,605
39	Beaumont, CA	80.8%	$503,500	$107,118	56,266
40	Centennial, CO	80.6%	$658,100	$131,928	108,201
41	Johns Creek, GA	80.4%	$629,400	$160,093	81,988
42	Spring Hill, FL	80.3%	$288,500	$68,432	119,983
43	Sugar Land, TX	80.3%	$430,200	$136,217	110,016
44	Menifee, CA	80.2%	$537,300	$93,454	110,305
45	Deltona, FL	80.2%	$285,400	$76,924	97,334
46	Collierville, TN	79.9%	$485,900	$138,598	51,515
47	Palm Bay, FL	79.7%	$283,200	$72,614	130,132
48	Westfield, IN	79.5%	$425,700	$122,789	54,677
49	Dale City, VA	79.3%	$425,500	$111,994	71,016
50	Bolingbrook, IL	79.1%	$314,700	$108,400	74,096
51	Surprise, AZ	79.1%	$435,100	$96,711	154,948
52	St. Peters, MO	79.0%	$269,900	$91,637	59,092
53	Irondequoit, NY	78.8%	$182,500	$79,162	50,657
54	Castle Rock, CO	78.8%	$652,900	$145,197	79,123
55	Herriman, UT	78.6%	$590,700	$122,650	59,346
56	Jupiter, FL	78.5%	$608,600	$110,240	61,883
57	Des Plaines, IL	78.3%	$335,600	$97,875	59,156
58	Highlands Ranch, CO	78.1%	$712,700	$159,307	102,257
59	Eastvale, CA	78.0%	$831,900	$160,069	70,633
60	Palm Harbor, FL	77.9%	$405,300	$78,935	61,512
61	Goodyear, AZ	77.7%	$471,300	$103,319	107,645
62	Apopka, FL	77.7%	$394,900	$96,884	58,232
63	Woodbury, MN	77.6%	$450,200	$125,310	78,305
64	Wylie, TX	77.4%	$387,000	$119,522	60,334
65	Diamond Bar, CA	77.3%	$902,200	$108,281	53,355
66	Cape Coral, FL	77.2%	$373,500	$78,104	215,536
67	Poinciana, FL	77.2%	$290,700	$68,015	75,068
68	West Jordan, UT	77.2%	$492,500	$108,153	116,692
69	Commerce City, CO	77.2%	$499,700	$111,972	66,445
70	Margate, FL	77.2%	$316,200	$62,450	59,198
71	Wesley Chapel, FL	77.1%	$403,700	$107,504	76,011
72	Mission Viejo, CA	76.9%	$1,009,600	$136,123	92,151
73	Rochester Hills, MI	76.7%	$409,800	$120,694	77,089
74	Apex, NC	76.5%	$576,100	$144,135	70,630
75	Catalina Foothills, AZ	76.4%	$652,000	$115,304	52,593
76	Pearland, TX	76.2%	$356,300	$118,842	127,514
77	Tamarac, FL	76.2%	$288,600	$61,718	73,019
78	Fishers, IN	76.2%	$391,000	$130,203	102,337
79	Eden Prairie, MN	76.1%	$473,900	$130,489	63,051
80	Peoria, AZ	76.0%	$463,600	$95,815	196,906
81	Sterling Heights, MI	75.8%	$274,300	$79,909	133,573
82	Wellington, FL	75.8%	$599,400	$115,632	62,146
83	Riverview, FL	75.7%	$384,200	$100,438	113,697
84	Port Orange, FL	75.6%	$317,200	$74,426	64,767
85	Hacienda Heights, CA	75.5%	$820,800	$109,193	54,291
86	Milford, CT	75.5%	$415,200	$111,201	51,023
87	Arvada, CO	75.3%	$632,600	$117,348	122,634
88	Downers Grove, IL	75.3%	$449,800	$115,114	50,054
89	Sandy, UT	75.2%	$614,100	$112,176	94,291
90	Lehi, UT	75.2%	$612,100	$131,299	85,173
91	Rowlett, TX	75.2%	$368,800	$112,081	65,463
92	Plymouth, MN	75.1%	$491,200	$136,534	79,220
93	San Jacinto, CA	75.0%	$433,700	$80,647	55,180
94	Waldorf, MD	74.9%	$407,600	$116,089	82,943
95	Coon Rapids, MN	74.8%	$305,800	$88,251	63,468
96	Olathe, KS	74.8%	$364,700	$114,009	145,057
97	Naperville, IL	74.8%	$540,200	$155,105	150,692
98	League City, TX	74.7%	$360,000	$121,099	116,215
99	Skokie, IL	74.7%	$387,200	$95,337	66,219
100	Meridian, ID	74.6%	$531,600	$100,795	130,138

Limited to places with at least 50,000 residents.

Source: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates.

About This Ranking

All figures come from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, the Bureau's most reliable dataset for state and local statistics. Because estimates pool five years of survey responses, they describe a recent period rather than a single moment, and small differences between closely ranked entries may fall within the survey's margin of error. Learn more about the data on our methodology page or at data.census.gov.

More National Rankings

Richest States Median household income States by Population All 50 states ranked by size Most Expensive States Median home value Most Affordable States Home price vs. local income Most Educated States Bachelor's degree rate Oldest States Median age, oldest to youngest Poverty Rate by State Lowest to highest Homeownership by State Owner-occupied share Most Diverse States Racial & ethnic diversity index Largest US Cities Top 100 by population Richest US Cities Median income, 50k+ population Most Expensive Cities Median home value, 50k+ population Most Educated Cities Bachelor's rate, 50k+ population Salary Needed to Buy a Home Income required for the median home Unemployment by State Lowest to highest Labor Force Participation Share of adults working or job-seeking Households Earning $100k+ Six-figure household share Richest US Counties Median household income Largest US Counties Top 100 by population Most Diverse Cities Diversity index, 50k+ population

Frequently Asked Questions

What US city has the highest homeownership rate?

Among cities with at least 50,000 residents, The Villages, Florida has the highest homeownership rate at 93.3% of occupied households — far above the national rate of 65.2%.

Why do suburbs dominate this ranking?

Because homeownership tracks housing stock. Cities developed as single-family subdivisions contain little rental housing, so nearly every household owns. Central cities mix apartments, condos, and rentals, which caps their ownership rates regardless of income.

What is the homeownership rate in the US?

65.2% of occupied housing units in the US are owner-occupied, according to the ACS 5-Year Estimates. City rates range from under a third in the most renter-heavy big cities to above ninety percent at the top of this list.